The story of this market
The typical home in ZIP 04084 sells for about $461,919, or $314 per square foot.
Prices are up +3% from a year ago, so sellers still have some momentum. Homes take about 43 days to sell. HUD's fair market rent for a two-bedroom is $961 a month.
ZIP 04084 — Standish
The Standish housing market remains stable with modest price appreciation driven by limited inventory and steady demand from buyers seeking suburban space. While the market is not seeing rapid spikes, the consistent interest in the area's lifestyle amenities keeps the market competitive. Most activity is concentrated in single-family homes, with a low share of price cuts indicating a balanced seller-favored environment.
This ZIP is ideal for families and outdoor enthusiasts seeking a balance between suburban living and rural access to Sebago Lake, while accepting a longer commute to Portland.
Median prices moved up 3.0% year over year.
Homes spend a median of 43 days on market with 1.5 months of supply — a fast-moving market.
2% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.0% · poverty 8.3% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 04084, Cumberland County ME
Standish generally experiences low crime rates consistent with rural and suburban Maine communities, with property crime being the most common reported incident. It remains safer than the nearby Portland urban core.
Schools serving the area are part of the RSU 6 district, which generally maintains average to above-average performance ratings within the state context.
The area faces moderate risks from winter storms and potential flooding near Sebago Lake, though wildfire risk is generally low due to the temperate climate.
Economic momentum is driven by its proximity to the Portland metro area, with growth focused on residential development and local service-sector expansion.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maine) — Maine Resident Homestead Property Tax Exemption: Provides a reduction in the valuation of the homestead for property tax purposes. The exemption amount is set by state statute (currently $25,000 of the just value of the property). The formula is: (Just Value - Homestead Exemption) * Local Tax Rate = Tax Due.
Commuters typically drive 30-45 minutes to reach the Portland employment core, as public transit options are extremely limited in this rural-suburban setting.
The area is anchored by Sebago Lake, offering extensive boating, fishing, and swimming, alongside numerous local trails and parks for outdoor recreation.
The rental market is tight with low vacancy rates, often influenced by seasonal demand related to the lake and limited multi-family housing inventory.
The local economy is a mix of small businesses, retail, and service industries, with many residents commuting to the larger Portland-South Portland metro area for employment.
Transportation is heavily reliant on personal vehicles, with major corridors like Route 25 providing access to the Portland metro area.
Development is focused on managed residential growth and infrastructure improvements along the main transit corridors.
Parcels are served by RSU 6 for education and local municipal utility districts for water and waste management.
Property insurance premiums are stable but reflect regional risks associated with winter weather and proximity to water bodies.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A major regional destination for boating, fishing, and recreation.
Provides local community space and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.