The story of this market
The typical home in ZIP 03870 sells for about $1,292,049, or $594 per square foot.
Prices are up +5.5% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $1,790 a month.
ZIP 03870 — Rye
The Rye housing market remains robust with high median prices driven by limited inventory and strong demand for coastal properties. While price growth has moderated compared to the pandemic peak, the market remains competitive for well-maintained homes. Buyers should anticipate high entry costs and potential insurance considerations due to the coastal location.
This ZIP is ideal for affluent families, retirees, and professionals seeking a high-quality coastal lifestyle with proximity to Portsmouth's amenities, though it is less accessible for entry-level buyers.
Median prices moved up 5.5% year over year.
Homes spend a median of 45 days on market with 4.2 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 6.9% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 03870, Rockingham County NH
Rye is characterized by very low crime rates, consistently ranking among the safest communities in New Hampshire and significantly below national averages.
The area is served by highly-rated public schools within the Rye School District and SAU 50, known for strong academic performance and small class sizes.
The ZIP code faces significant coastal flood and storm surge risks due to its Atlantic shoreline, necessitating specialized flood insurance coverage for many properties.
Economic momentum is driven by its proximity to the Portsmouth regional employment hub and the Seacoast's tourism and professional services sectors.
Property taxes are assessed at the municipal level by the Town of Rye, which relies heavily on local property tax revenue to fund town services and schools; there is no state income tax on earned wages.
Residents primarily commute by car to Portsmouth or Manchester; public transit options are limited, making personal vehicle ownership essential for regional access.
The area features extensive coastal access, including Wallis Sands State Park and Odiorne Point State Park, alongside numerous local golf courses and upscale dining in nearby Portsmouth.
The rental market is tight with limited inventory, largely dominated by seasonal or high-end long-term rentals due to the area's desirability and high property values.
The local economy is anchored by tourism, hospitality, and professional services, with significant employment spillover from the nearby Portsmouth Naval Shipyard and regional healthcare systems.
Development is strictly managed by local zoning to preserve the town's historic and coastal character, with limited large-scale residential projects.
Parcels are subject to Rye municipal taxes and the Rye School District, with no major MUD/PID districts typical of other states.
Property insurance premiums are elevated due to coastal hazard exposure, with many properties requiring separate flood insurance policies.
Data retrieved from Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Water Country Water Park4.12.9 mi
- Hilltop Fun Center4.418 mi
- Bowl-O-Rama Family Fun Center4.44.3 mi
- Portsmouth Escape Room4.85.3 mi
- Joe's Playland4.510.6 mi
- Cider Hill Farm4.711.1 mi
- The Brook4.29.3 mi
- Wentworth By The Sea4.45.3 mi
- New England Dragway4.812.8 mi
- Roundabout Diner and Lounge4.45.6 mi
- Salisbury Beach State Reservation4.611.2 mi
- Water Country Water Park4.12.9 mi
- The Brook4.29.3 mi
- Hampton Beach State Park4.66.8 mi
- Strawbery Banke Museum4.75.8 mi
- Nubble Lighthouse4.915.1 mi
- Strawbery Banke Museum4.75.8 mi
- Seacoast Science Center4.64.8 mi
- Children's Museum of New Hampshire4.714.8 mi
- Lobster Point Lighthouse4.619.7 mi
- Salisbury Beach State Reservation4.611.2 mi
- Hampton Beach State Park4.66.8 mi
- Seacoast Science Center4.64.8 mi
- Prescott Park4.75.9 mi
- Odiorne Point State Park4.74.7 mi
- Great Bay Marine Inc4.59 mi
- Safe Harbor Wentworth By The Sea4.65.2 mi
- Breakfast Hill Golf Club4.42.4 mi
- Pease Golf Course4.45.1 mi
- Sagamore-Hampton Golf Club4.23.3 mi
- Wentworth By The Sea Country Club4.74.8 mi
- TOUR Golf & Grill4.44.4 mi
- Cider Hill Farm4.711.1 mi
- Kittery Premium Outlets4.38.8 mi
- Applecrest Farm Orchards4.57.1 mi
- McKinnon's Market & Super Butcher Shop Portsmouth, N.H.4.62.9 mi
- Tendercrop Farm at the Red Barn4.612.4 mi
- Portsmouth International Airport4.66.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Popular sandy beach with coastal views.
Features the Seacoast Science Center and extensive walking trails.
Private 18-hole golf course and social club.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.