LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 03054 sells for about $584,900, or $326 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $1,932 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 03054 — Merrimack

Hillsborough County →Manchester marketrefreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · cautiously optimistic

The Merrimack housing market remains resilient with steady price appreciation driven by low inventory and high demand from professionals. While interest rates have tempered some buyer activity, the area's strong economic base and quality of life continue to support a competitive market environment.

Who this ZIP fits

This ZIP is ideal for families and professionals seeking a suburban lifestyle with high-quality schools and easy access to major employment centers in southern New Hampshire.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 84.4 km²Water area · 2.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$584,900
+4.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
48 days
Active listings
142
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
99.2%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
80
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

72
Liquidity/100

Homes spend a median of 48 days on market with 3.2 months of supply — a fast-moving market.

78
Momentum/100

12% of listings have cut prices · homes sell at 99.2% of asking — demand is running ahead of supply.

100
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.9% · poverty 3.0% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$200,000$400,000$600,000$800,000$1,000,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$6,000$7,500$9,000$10,500$12,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Net migration
+150 people

net influx — more people moved in than out

Population base
28,176

ZCTA 03054, Hillsborough County NH

Area context
Crime & safety

Merrimack maintains a low crime rate compared to the broader Manchester-Nashua metropolitan area, with property and violent crime indices consistently below national averages.

Schools & education

The Merrimack School District is generally well-regarded, with schools consistently meeting state accountability standards and offering robust extracurricular programs.

Environmental & hazard

The area faces moderate risks from severe winter weather and occasional flooding near the Souhegan and Merrimack rivers, with standard insurance coverage typically sufficient.

Growth & development

Economic momentum is driven by proximity to the Manchester-Nashua tech corridor, with major employers including BAE Systems and Fidelity Investments maintaining significant regional footprints.

Taxation

Property taxes are assessed at the municipal level by the Town of Merrimack based on local budget requirements, with no state income tax on wages in New Hampshire.

Transportation & commute

Residents primarily commute via the Everett Turnpike (US-3) to reach employment hubs in Nashua or Manchester, with typical drive times ranging from 15 to 30 minutes.

Recreation & amenities

The town features extensive outdoor amenities including Wasserman Park, the Souhegan River Trail, and multiple golf courses, alongside convenient retail access along the Daniel Webster Highway.

Rental market

The rental market is characterized by low vacancy rates and steady demand, driven by professionals working in the nearby tech and manufacturing sectors.

Economy & employers

The economy is anchored by the defense, technology, and financial services sectors, with significant employment provided by BAE Systems and Fidelity Investments.

Transportation & infrastructure

The area is served by the Everett Turnpike, providing a primary north-south corridor for regional transit and commuting.

Development pipeline

Development is focused on mixed-use commercial expansion along the Daniel Webster Highway corridor.

County appraisal district

The Hillsborough County assessment regime relies on periodic town-wide revaluations to ensure equitable property tax distribution.

Special districts

Parcels are subject to Merrimack School District taxes and various municipal utility district assessments.

Insurance & hazard market

Property insurance premiums are stable, though homeowners should account for standard New England weather-related hazard coverage.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 03054, Hillsborough County NH
Population
28,176
Median age
41.5 yrs
Owner-occupancy
82.4%
Median home value
$485,000
Median gross rent
$1,850
Median household income
$118,500
Median year built
1985
Vacancy rate
2.1%
Renter share
17.6%
Owner cost burden
22.5%
Renter cost burden
38.2%
Population change
+0.8%
Net migration
150
Work-from-home share
28.5%
Mean commute
28.4 min
Bachelor's or higher
48.2%
Unemployment
1.9%
Poverty rate
3%
Avg household size
2.65
White
88.5%
Asian
6.2%
Hispanic
3.1%
Other
2.2%

Data retrieved from data.census.gov ZCTA 03054 profile.

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Merrimack High SchoolHigh7/10Merrimack School DistrictStrong academic and athletic programs.
Merrimack Middle SchoolMiddle6/10Merrimack School DistrictFocus on STEM and core curriculum.
Thorntons Ferry ElementaryElementary7/10Merrimack School DistrictHighly rated primary education.
School districts
Merrimack School DistrictB+Serves the entire town of Merrimack.
Utilities & services
InternetComcast/XfinityPrimary broadband provider.
ElectricEversourceRegional utility provider.
Natural GasLiberty UtilitiesPrimary gas service.
Water/SewerMerrimack Village DistrictLocal municipal water service.
Major employers & industries
BAE SystemsDefense/TechMajor regional employer.
Fidelity InvestmentsFinanceSignificant regional campus.
Major amenities · ZIP 03054
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
16 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Golf
13 · 13 mi
Shopping & dining districts
8 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Wasserman Park
Park

Features beach access, sports fields, and picnic areas.

Souhegan River Trail
Trail

Popular multi-use path for walking and cycling.

Merrimack Premium Outlets
Shopping

Major regional shopping destination.

On the horizon · announced & under construction
Merrimack Village District InfrastructureInfrastructureOngoingContinuous upgrades to water and utility systems.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.