LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Ponce, Puerto Rico sells for about $113,100, or $85 per square foot.

Prices are up +2.1% from a year ago, so sellers still have some momentum. Homes take about 145 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $650 a month.

Monthly price momentum

Home values since 2015

+2.1%

USA · past 12 months

USA 208.1
20152017201920212023202595125155213.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

City intel report · monthly refresh cycle
Track this city

Ponce, Puerto Rico

city-limits scoped researchrefreshed Oct 14, 2026, 7:20 AMnext refresh due Nov 13, 2026
Market sentiment: cautious

The Ponce housing market remains stable but constrained by low income growth and high poverty rates, which limit purchasing power. Demand is primarily driven by local residents, with limited speculative investment activity. The market is characterized by slow turnover and a reliance on existing housing stock rather than new development.

No ARED county foreclosure postings attributed to Ponce yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

County & ZIP intel reports · Ponce← Puerto Rico state intel
Latest readings
Median sale price
$113,100
Corroborated · 1 anchor · 0% off nearest
Median price / sq ft
$85
Median days on market
145
Active listings
1,200
Listings with price cuts
12%
Median price change YoY
+2.1%
Closed sales (monthly)
85
Months of supply
14
Sale-to-list ratio
94%
Median asking rent
$650/mo
Population
114,152
Median household income
$20,652
Avg effective property tax rate
0.8%
Distress filings (ledger)
0
Deterministic roll-up
5 of 5 ZIP reports contributed
Median sale price
$392,359
Median price / sq ft
$148
Median days on market
377.09
Active listings
430
Listings with price cuts
99.41%
Median price change YoY
+0.02%
Closed sales (monthly)
65
Months of supply
0.04
Sale-to-list ratio
0.64%
Median asking rent
$425/mo
Population
119,859
Median household income
$18,745

Deterministic aggregate of 5 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

City Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
33
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
50
Growth/100

Median prices moved up 0.0% year over year.

50
Liquidity/100

Homes spend a median of 377 days on market with 0.0 months of supply — a balanced-paced market.

0
Momentum/100

99% of listings have cut prices · homes sell at 0.64% of asking — demand is cooling.

33
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 12.5% · poverty 45.0% — elevated distress and economic pressure.

Major amenities · Ponce, Puerto Rico
Theme, amusement & water parks
3 · 24 mi
Entertainment venues, stadiums & amphitheaters
9 · 24 mi
Family fun & things to do
20+ · 16 mi
Museums, galleries & history
15 · 24 mi
Parks, trails & nature
14 · 16 mi
Lakes, marinas & beaches
2 · 24 mi
Golf
1 · 16 mi
Shopping & dining districts
17 · 16 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions4 retained amenities · 1 development on the horizon

The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.

Inside this city
Ponce Historic Zone
Cultural District

A well-preserved area featuring neoclassical architecture and the iconic Parque de Bombas, serving as the city's primary tourist and cultural hub.

Plaza Las Delicias
Public Square

The central plaza of Ponce, acting as a social anchor for the community and a venue for local events and gatherings.

Ponce Port
Infrastructure

A critical maritime facility that supports local trade and logistics, serving as a major employer and economic driver for the city.

Ponce Yacht and Fishing Club
Recreation

A private club providing marina services and social amenities, catering to the local boating community and high-end residents.

On the horizon · announced & under construction
Ponce Port ExpansionInfrastructureApprovedA long-term project aimed at increasing cargo capacity and modernizing port facilities to improve regional trade competitiveness.
Area contextthe picture of what this city is like — and what living there means
Living there
Who this city fits

Ponce is best suited for local families, retirees, and investors looking for entry-level property opportunities in a historic urban setting. It is less ideal for high-income commuters or those seeking rapid capital appreciation, as the market is driven by local economic stability rather than speculative growth.

Schools & education

The public school system in Ponce faces significant challenges, with many institutions struggling to meet performance benchmarks. Educational quality is highly variable, and many families opt for private schooling options when financially feasible.

Transportation & infrastructure

The city is served by major highway corridors including PR-52, which connects Ponce to San Juan. Public transit options are limited, making personal vehicle ownership essential for most residents.

Recreation & amenities

Ponce offers a rich amenity base centered on its historic architecture, museums like the Museo de Arte de Ponce, and proximity to the Caribbean coast. Residents enjoy access to public plazas, local parks, and the nearby Caja de Muertos island, which serves as a major recreational destination.

Rental market

The rental market in Ponce is characterized by high demand for affordable units, with limited new construction keeping vacancy rates relatively low. Short-term rentals have gained traction in the historic district, putting upward pressure on rents for long-term tenants.

Economy & momentum
Economy & employers

Ponce's economy is anchored by the Port of Ponce, manufacturing, and a growing tourism sector. The city serves as a regional hub for services and commerce in southern Puerto Rico, though it faces challenges from a shrinking labor force.

Growth & development

Economic momentum in Ponce is currently modest, with the city relying on its historic port and tourism sector as primary anchors. Infrastructure projects are focused on maintenance and recovery, though large-scale private development remains limited compared to the San Juan metro area.

Development pipeline

Development planning is currently focused on the revitalization of the historic downtown area and the modernization of port-related infrastructure. There is limited new residential construction, with most activity focused on renovation.

Special districts

Property owners in Ponce are subject to municipal taxes collected by CRIM, with no significant MUD or PID structures common in the mainland U.S. present here.

Risk & carrying cost
Crime & safety

Ponce experiences crime rates that are generally higher than the national average, with property crime being a significant concern. Local authorities have implemented various initiatives to improve public safety, though trends remain volatile and sensitive to economic conditions.

Environmental & hazard

Ponce is located in a high-risk zone for tropical storms and hurricanes, which significantly influences insurance premiums and building standards. Coastal areas are particularly susceptible to flooding, and seismic activity remains a long-term concern for the region.

Insurance & hazard market

Property insurance in Ponce is characterized by high premiums due to the region's vulnerability to hurricanes and seismic events. Market health is stable but constrained by the limited number of insurers willing to underwrite high-risk coastal properties.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Puerto Rico) — CRIM Municipal Property Tax: Annual tax liability calculated by applying a municipal-specific rate (typically ranging from 8.03% to 12.03%) to the cadastral value of the property as determined by the Centro de Recaudación de Ingresos Municipales (CRIM).

Median price · ten-year history

Researched annual trajectory for this city, from published historical series

2015201620172018201920202021202220232024202520272029$97,500$104,000$110,500$117,000$123,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 1.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this city's residential parcels

2015201620172018201920202021202220232024202520272029$840$900$960$1,020$1,080

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 1.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Discovery profileACS 2019-2023 5-year estimates
Census profile · Ponce city, Puerto Rico
Population
114,152
Median age
44.2 yrs
Owner-occupancy
68.5%
Median home value
$113,100
Median gross rent
$650
Median household income
$20,652
Median year built
1978
Vacancy rate
14.2%
Renter share
31.5%
Owner cost burden
22%
Renter cost burden
48%
Population change
-1.6%
Net migration
-1,200
Work-from-home share
4.5%
Mean commute
23.6 min
Bachelor's or higher
24.5%
Unemployment
12.5%
Poverty rate
45%
Avg household size
2.3
White
19%
Black/Afro Puerto Rican
13.3%
American Indian/Alaska Native
3%
Asian
0.3%
Other/Two or more
64.4%

Data retrieved from U.S. Census Bureau QuickFacts and Census Reporter profiles.

Public schools with an address here · 42

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Ponce High SchoolHighAveragePonce School District
Abraham Lincoln PonceOther
Andres Grillasca SalasOther
Angela Cordero BernardOther
Antonio Paoli PonceOther
Aurea E. Rivera CollazoOther
Bellas Artes De PonceOther
Bernardino Cordero BernardOther
CapitanejoOther
Carmen Sola De PedreiraOther
Dr. Alfredo M. AguayoOther
Dr. Jose Celso Barbosa PonceOther
Dr. Pedro Albizu Campos PonceOther
Dr. PilaOtherBelow AveragePonce School District
Dr. Rafael PujalsOther
Eduardo Neumann GandiaOther
Ernesto Ramos Antonini PonceOther
Eugenio Le Compte BenitezOther
Fernando Luis Malave OliverasOther
Hemeterio ColonOther
Herminia GarciaOther
Intermedia Juan SerrallesOther
Ismael Maldonado LugaroOther
Jaime L. DrewOther
Jardines De PonceOther
Josefina Boya LeonOther
Juan Cuevas AboyOther
Juan Morel Campos PonceOther
Julio Alvarado TricocheOther
Julio Collazo SilvaOther
Librado NetOther
Lila Maria Mercedes MayoralOther
Llanos Del SurOther
Lucy GrillascaOther
Manuel Gonzalez PatoOther
Ramon MarinOther
Rodulfo Del ValleOther
Santa TeresitaOther
Sor Isolina FerreOther
Superior Bethzaida VelazquezOther
Superior Jardines De PonceOther
Superior Juan SerrallesOther
School districts
Ponce School DistrictAccountability Score: CThe primary district serving the city, managing a large network of schools with varying performance levels.
Utilities & services
ElectricityLUMA EnergyThe primary provider for electrical transmission and distribution across the island.
Water/SewerPRASAPuerto Rico Aqueduct and Sewer Authority manages all water and wastewater services.
Major employers & industries
Port of PonceLogistics/MaritimeMajor regional employer and economic anchor.
Hospital Dr. PilaHealthcareSignificant local healthcare provider.
The data chain · drill up or downproperty → ZIP → city → county → state
Drill up · parent geographies
Drill down · ZIP intel reports beneath this city5 ZIP reports · 5 researched
Sources · 4 cited