The story of this market
The typical home in Stillwater, Oklahoma sells for about $299,450, or $165 per square foot.
Prices are up +6.97% from a year ago, so sellers still have some momentum. Homes take about 72 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,500 a month.
Monthly price momentum
Home values since 2015
+1.7%
OK · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Stillwater, Oklahoma
Stillwater's housing market is characterized by low inventory and steady price appreciation, driven by the consistent demand from the university community. The market remains highly competitive for buyers, with a low months-of-supply figure indicating a strong seller's position. Ongoing growth in the university sector continues to support property values and rental demand.
No ARED county foreclosure postings attributed to Stillwater yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Median prices moved up 7.0% year over year.
Homes spend a median of 72 days on market with 0.3 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 22.5% — a stable, low-distress profile.
- Ultimate Air Trampoline Park4.63.9 mi
- Boone Pickens Stadium4.80.8 mi
- Eskimo Joe's4.50.5 mi
- Gallagher-Iba Arena4.80.8 mi
- Tumbleweed Dancehall & Concert Venue4.34.3 mi
- Freddie Paul's Steakhouse4.21.2 mi
- AMC Stillwater 103.91.7 mi
- The Botanic Garden at Oklahoma State University4.82.3 mi
- Boomer Lake Park4.62.4 mi
- Couch Park4.61 mi
- Frontier Lanes4.33 mi
- Pawnee Bill Ranch and Museum4.720.1 mi
- National Wrestling Hall of Fame & Museum4.80.8 mi
- OSU Museum of Art4.60.2 mi
- Oklahoma Territorial Plaza4.59.5 mi
- The Botanic Garden at Oklahoma State University4.82.3 mi
- Boomer Lake Park4.62.4 mi
- Couch Park4.61 mi
- Lake McMurtry West Recreation Area4.68.2 mi
- OSU Lake Carl Blackwell4.58.4 mi
- Golf Club At Cimarron Trails4.39.1 mi
- Lakeside Memorial Golf Course4.34.4 mi
- White Barn Estates3.52.4 mi
- Sprouts Farmers Market4.50.7 mi
- T.J. Maxx4.30.9 mi
- Ross Dress for Less4.31.9 mi
- Lakeview Pointe4.21.9 mi
- Pioneer Square4.31 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
A major recreational hub featuring a large lake, walking trails, and picnic areas that serves as a primary outdoor destination for residents.
The anchor of the city, providing cultural, athletic, and educational amenities that drive local property demand.
An interactive educational facility that serves as a key family-oriented amenity in the city.
A specialized facility providing educational and public viewing opportunities, contributing to the city's unique cultural landscape.
Stillwater is ideal for university-affiliated families, faculty, and staff who value a college-town atmosphere. It also attracts investors looking for stable rental demand driven by the student population and downsizers seeking proximity to campus amenities.
The city is served by Stillwater Public Schools, which is generally regarded as a stable district with strong ties to the local university community. Schools in the area benefit from the educational focus of the city's primary employer.
Stillwater is served by a network of state highways, with primary access via SH-51 and US-177. The city operates a local transit system that provides essential connectivity for students and residents between the campus and residential areas.
Stillwater offers a robust amenity base centered around university sports, local parks, and cultural venues. Residents have access to extensive trail systems, golf courses, and the Boomer Lake Park area, which serves as a primary outdoor hub.
The rental market is heavily influenced by the university student population, leading to high demand and consistent occupancy rates. Investors often target multi-family properties near the campus, though short-term rental regulations are monitored by city ordinances.
The economy is dominated by Oklahoma State University, which serves as the primary employer and economic engine. The city maintains a stable industry mix focused on education, research, and supporting services for the university population.
Stillwater's economy is anchored by Oklahoma State University, which drives significant employment and research-based development. Infrastructure investment is largely focused on supporting the university-adjacent population and expanding commercial corridors.
Development is primarily focused on university-related infrastructure and student-oriented housing projects. The city maintains a steady pipeline of commercial growth along major arterial roads to support the expanding population.
Parcels in Stillwater are subject to Stillwater Public Schools district taxes and various municipal utility and service assessments. The city is also part of the broader Payne County tax jurisdiction.
Stillwater experiences crime rates consistent with similar-sized university towns in Oklahoma. Local law enforcement maintains active community outreach programs to address property and public safety concerns.
The region is subject to standard Oklahoma weather risks, including severe thunderstorms, high winds, and occasional tornado activity. Property insurance premiums reflect these regional environmental hazards.
Property insurance in Stillwater is influenced by the regional risk of severe weather, including wind and hail. Premiums are generally competitive but reflect the necessity of coverage for storm-related damage.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Oklahoma) — Ad Valorem Property Tax: Property is assessed at a ratio between 10% and 22.85% of fair cash value as determined by the county. Annual increases in assessed value for homestead and agricultural property are capped at 3% per year. Tax is calculated by applying the local millage rate to the assessed value.
Researched annual trajectory for this city, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Data retrieved from US Census Bureau QuickFacts and Census Reporter profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.