The story of this market
The typical home in Cedar Falls, Iowa sells for about $299,000, or $157 per square foot.
Prices are down 6.15% from a year ago, which gives buyers more room to negotiate. Homes take about 46 days to sell. HUD's fair market rent for a two-bedroom is $1,250 a month.
Monthly price momentum
Home values since 2015
+1.5%
IA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Cedar Falls, Iowa
The Cedar Falls housing market shows signs of stabilization with a median sale price of $299,000. While year-over-year prices have seen a slight adjustment, the city's steady population growth and strong institutional anchors like the University of Northern Iowa continue to support demand. Market liquidity remains moderate, with homes spending an average of 46 days on the market.
No ARED county foreclosure postings attributed to Cedar Falls yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Median prices moved down 6.2% year over year.
Homes spend a median of 46 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 15.7% — a stable, low-distress profile.
The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.
A multi-use trail providing extensive connectivity for cycling and walking, serving as a major recreational asset for the community.
A major public university that serves as a cultural and economic anchor, providing diverse events and facilities for residents.
Provides significant recreational opportunities including fishing, kayaking, and scenic riverfront parks.
A revitalized historic district featuring a high concentration of local businesses, restaurants, and community gathering spaces.
Cedar Falls is well-suited for families, university-affiliated individuals, and professionals seeking a balance of small-town community feel with the amenities of a regional educational and economic hub.
The city is served by the Cedar Falls Community School District, which is generally regarded for its academic performance and community-focused educational environment.
The city is served by a network of regional highways and local transit options, facilitating commutes within the Waterloo-Cedar Falls metropolitan area.
Cedar Falls offers an extensive network of recreational amenities, including the Cedar Valley Nature Trail, numerous city parks, and access to the Cedar River for water-based activities.
The rental market is influenced by the student population associated with the University of Northern Iowa, leading to consistent demand for multi-family and off-campus housing options.
The economy is anchored by the University of Northern Iowa and a robust manufacturing sector, contributing to a stable employment base.
Economic momentum is anchored by the University of Northern Iowa and a diverse mix of manufacturing and service-sector employers, supported by ongoing downtown revitalization efforts.
Development efforts are focused on downtown revitalization and the expansion of residential and commercial infrastructure to support steady population growth.
Parcels are subject to levies from the Cedar Falls Community School District, Black Hawk County, and the city municipality.
The city is situated along the Cedar River, which presents periodic flood risks that influence local insurance requirements and land-use planning.
Property insurance premiums are influenced by regional weather patterns and proximity to the Cedar River flood plain.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Iowa) — Iowa Property Tax Assessment Limitation: The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Researched annual trajectory for this city, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Data retrieved from U.S. Census Bureau QuickFacts and Census Reporter.
No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.