The story of this market
The typical home in Saluda County, South Carolina sells for about $250,000, or $155 per square foot.
Prices are up +3.5% from a year ago, so sellers still have some momentum. Homes take about 67 days to sell, which is slow. Over the long run, values in this county have grown 88% since 2003. HUD's fair market rent for a two-bedroom is $1,226 a month.
HUD sets the fair market rent for a 2-bedroom at $1,226 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2003–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+25.9%). Worst: 2014 (-7%). Hover to read a year.
Monthly price momentum
Home values since 2015
-0.3%
SC · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,546
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2003–2025
0%
2025 change
FHFA repeat-sales index, median of 3 census tracts in this county (2003 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
62
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $8,169,410.
Mortgage activity
Home lending in this county
67.6%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 477 | 235 | 67.6% | 0% | $175,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Saluda County, South Carolina
Saluda County's housing market remains stable, characterized by moderate price growth and limited inventory. The market is driven by its appeal as a rural, affordable alternative to the nearby Columbia metro area, with demand supported by local manufacturing employment.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 3 ZIP reports
Median prices moved up 1.8% year over year.
Homes spend a median of 38 days on market with 3.0 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 66.4% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 18.7% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 3 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Saluda County, South Carolina — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 26
researched Sep 26
researched Sep 26
| 29127 | Prosperity | $365,000 | $173 | +1.8% | 35 | 98% | 22% | 4.4 | 141 | $1,049 | researched Sep 26 |
| 29138 | Saluda | $279,860 | $173 | +1.8% | 35 | 98.5% | 22% | 4.6 | 2,924 | $839 | researched Sep 26 |
| 29166 | Ward | $256,231 | $137 | +1.7% | 43 | — | — | — | 716 | $771 | researched Sep 26 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Public education is provided by the Saluda County School District, which serves the rural student population across the county.
The county contains a portion of Lake Murray, necessitating flood awareness for properties near the shoreline; wildfire and wind risks are consistent with the broader South Carolina Midlands region.
Economic activity is anchored by manufacturing and food processing firms such as Darling Ingredients and Food Lion, with ongoing infrastructure discussions regarding capital project sales tax referendums.
Property taxes are assessed by the Saluda County Assessor based on fair market value; the county utilizes a millage rate system that includes school district, county, and municipal levies.
The county features significant recreational access to Lake Murray, which offers approximately 500 miles of shoreline for boating and fishing.
The rental market is primarily composed of single-family homes and small-scale multi-family units, with limited inventory and stable demand.
The economy is driven by manufacturing, food processing, and agriculture, with major employers including Darling Ingredients and Palmetto Gourmet Foods.
The county is served by a network of state and federal highways, including US 1, US 178, and US 378, providing connectivity to Columbia and Augusta.
Development is focused on maintaining the rural character of the county while managing infrastructure needs for the growing population.
The Saluda County Assessor's office manages property valuations for tax purposes, adhering to state-mandated assessment cycles.
Parcels are subject to school district taxes and potential special assessments for fire protection and utility services.
Property insurance premiums are influenced by regional hazard profiles, including flood zones near Lake Murray and general storm risks.
- Big Air4.629 mi
- Craft Axe Throwing4.928.5 mi
- 25 Drive In Auto Theatre4.724.5 mi
- Western Carolina State Fairgrounds4.229 mi
- Mount Vintage Golf Club4.526.5 mi
- Newberry Opera House4.819.5 mi
- Higher Ground Char House4.625.8 mi
- Dreher Island State Park4.719.1 mi
- Monetta Drive In Theatre4.713.3 mi
- Lake Greenwood State Park4.617.8 mi
- Ninety Six National Historic Site4.819 mi
- Wells Japanese Garden4.519.8 mi
- Lake Greenwood State Park4.617.8 mi
- Ninety Six National Historic Site4.819 mi
- Lexington County Museum4.728.4 mi
- The Blend Café4.918 mi
- Greenwood Museum4.727.5 mi
- Dreher Island State Park4.719.1 mi
- Lake Greenwood State Park4.617.8 mi
- Ninety Six National Historic Site4.819 mi
- Memorial Park4.719.5 mi
- Big Mans Marina4.611.2 mi
- Jakes Landing4.429.2 mi
- Skippers On Lake Greenwood4.718.6 mi
- San José & Marina4.416.6 mi
- Lake Murray Resort and Marina413.8 mi
- Peaches 'n Such4.512.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Provides 500 miles of shoreline and extensive recreational opportunities.
A local cultural landmark in the county seat.
Data retrieved from Census Reporter and US Census QuickFacts.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Parcels located within a development subject to a recorded declaration of covenants, conditions, and restrictions (CC&Rs)
Parcels are bound by the South Carolina Homeowners Association Act, which regulates the governance, assessment collection, and administrative requirements of HOAs. Owners are subject to mandatory assessments and restrictive covenants.
SC Code Title 27, Chapter 30.
South Carolina is a judicial foreclosure state. Foreclosure requires a court action, the filing of a lis pendens, and a court-ordered sale conducted by a master or court officer. The process involves formal notice and judicial oversight of lien priorities.
Governed by South Carolina Rules of Civil Procedure, Rule 71.
Property tax is calculated by multiplying the fair market value by an assessment ratio, then applying the local millage rate. The assessment ratio is 4% for owner-occupied legal residences and 6% for other real property. Exemptions exist for specific categories such as disabled veterans or homesteads for seniors.
SC Code Section 12-43-220; established via state constitutional and statutory authority.
≈ $10,000/yr on a $250,000 median
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.