LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Guayama Municipio, Puerto Rico sells for about $248,750, or $173 per square foot.

Prices are down 28.9% from a year ago, which gives buyers more room to negotiate. Homes take about 65 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,100 a month.

Monthly price momentum

Home values since 2015

+2.1%

USA · past 12 months

USA 208.1
20152017201920212023202595125155213.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

County intel report · monthly refresh cycle
Track this county

Guayama Municipio, Puerto Rico

refreshed Sep 30, 2026, 1:24 PMnext refresh due Dec 29, 2026
Market sentiment: cautious

The Guayama housing market is experiencing a significant correction with a sharp year-over-year decline in median listing prices. Inventory remains tight, and the market is currently characterized by a slow pace of sales and high economic sensitivity. These conditions reflect broader regional economic challenges and a cautious outlook for local real estate investment.

No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

The data chain · drill up or downproperty → ZIP → city → county → state
Puerto Rico state →Guayama County

Select a city to expand its ZIP intel reports beneath · 1 city · 1 ZIP report

Latest readings
Median sale price
$248,750
Corroborated · 1 anchor · 0% off nearest
Median price / sq ft
$173
Median days on market
65
Active listings
30
Listings with price cuts
8%
Median price change YoY
-28.9%
Closed sales (monthly)
20
Months of supply
1.5
Sale-to-list ratio
98%
Median asking rent
$1,100/mo
Population
18,216
Median household income
$20,955
Avg effective property tax rate
0.8%
County Market ScoreZIP-SCORE-1.3 · 3/4 sections graded
44
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
50
Growth/100

Median prices moved sideways 0.0% year over year.

Liquiditynot graded

Awaiting this reading — not graded.

50
Momentum/100

0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.

33
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 14.2% · poverty 46.4% — elevated distress and economic pressure.

Deterministic roll-up
1 of 1 ZIP reports contributed
Median sale price
$104,000
Active listings
0
Median price change YoY
+0%
Closed sales (monthly)
0
Median asking rent
$436/mo
Population
34,981
Median household income
$20,558

Deterministic aggregate of 1 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

Median home value · ten-year trajectory & projection

Guayama Municipio, Puerto Rico — researched county-level history with a deterministic 1 / 3 / 5-year projection

2016201720182019202020212022202320242025202620282030$90,000$180,000$270,000$360,000$450,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property base layer · rolled up from researched properties

No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.

ZIP roster · every intel report in the county1 of 1 ZIPs researched
Sort
00784Guayama
Median price
$104,000
$/sqft
—
Trend YoY
—
Days on mkt
—
Sale-to-list
—
Price cuts
—
Supply (mo)
—
Listings
—
Median rent
$436

researched Sep 30

Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.

Area context
Environmental & hazard

The region faces significant exposure to tropical storm and hurricane risks, which influences local property insurance premiums and building standards.

Growth & development

Economic activity is anchored by local educational institutions and regional services, with limited large-scale industrial development reported.

Taxation

Property taxation in Puerto Rico is administered centrally by the Municipal Revenue Collection Center (CRIM), with rates and exemptions applied uniformly across municipalities.

Recreation & amenities

The area features coastal access and proximity to regional parks, serving as a local hub for outdoor recreation and community gatherings.

Rental market

The rental market is characterized by limited inventory and modest demand, primarily serving local residents and students.

Economy & employers

The economy is driven by education, public services, and regional trade, with a high reliance on local institutional employment.

Transportation & infrastructure

The area is served by regional highway corridors connecting to the broader southern coast of Puerto Rico.

County appraisal district

The Municipal Revenue Collection Center (CRIM) manages all property assessments and tax collections for the municipality.

Insurance & hazard market

Property insurance markets are heavily influenced by regional climate risk profiles, leading to elevated premiums for coastal properties.

Major amenities · Guayama Municipio, Puerto Rico
Entertainment venues, stadiums & amphitheaters
15 · 30 mi
Golf
1 · 20 mi
Shopping & dining districts
13 · 20 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity

The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.

Inside this county
Inter American University of Puerto Rico-Guayama
Education

A major regional anchor institution providing higher education and contributing to the local economy.

Discovery profileACS 2024 5-year estimates
Census profile · Guayama, PR
Population
18,216
Median age
42.5 yrs
Owner-occupancy
72.3%
Median home value
$96,200
Median gross rent
$450
Median household income
$20,955
Median year built
1988
Vacancy rate
12.5%
Renter share
27.7%
Owner cost burden
22%
Renter cost burden
45%
Population change
-1.2%
Work-from-home share
4.5%
Mean commute
27.2 min
Bachelor's or higher
24%
Unemployment
14.2%
Poverty rate
46.4%
Avg household size
2.06
Hispanic or Latino
99.1%
White
0.5%
Other
0.4%

Data retrieved from Census Reporter and Data USA profiles.

School districts
Guayama School Districtnot determinableServes the local municipality with a focus on public primary and secondary education.
Utilities & services
ElectricLUMA EnergyPrimary provider for the island.
WaterPRASAPuerto Rico Aqueduct and Sewer Authority.
Major employers & industries
Inter American UniversityEducationMajor regional employer.
Public SectorGovernmentPrimary source of local employment.
Sources · 4 cited
County city board · values & trends by city1 cities · 1 ZIP reports
Guayama
Median price$104,000
Price trend0% YoY
Days on market0 med
Median rent$436
Population34,981
Active listings0
1 of 1 ZIP researched — figures roll up from member ZIP reports
Jurisdictional burden contextburdens registered for this geography · most-local first
State · Puerto Rico
Judicial Mortgage ForeclosureForeclosure doctrineBinds every parcel

Requires a judicial process to execute a foreclosure sale. Homeowners have a right to cure defaults and a statutory right of redemption allowing them to reclaim the property within one year from the date of the foreclosure sale by paying outstanding debts.

Governed by the Mortgage and Property Registry Act of 1979 (Title 30, Chapter 121).

Homestead Protection (Ley de Protección del Hogar Principal)Land use & zoningConditional

applies when — Property must be the owner's principal residence in Puerto Rico.

Provides a legal exemption from attachment and judicial foreclosure for a minimum amount of property value, protecting the principal residence from certain creditor claims.

Incorporated in Section 7, Article II of the Constitution of Puerto Rico; codified under the Homestead Right and Family Home Protection Act.

CRIM Municipal Property TaxTaxationBinds every parcel

Annual tax liability calculated by applying a municipal-specific rate (typically ranging from 8.03% to 12.03%) to the cadastral value of the property as determined by the Centro de Recaudación de Ingresos Municipales (CRIM).

Governed by the Municipal Code of Puerto Rico; liability attaches to the registered owner of record.

Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.