The story of this market
The typical home in Catawba County, North Carolina sells for about $312,000, or $194 per square foot.
Prices are roughly flat from a year ago (-0.82%), a market in balance. Homes take about 48 days to sell. Over the long run, values in this county have grown 132% since 2000. Last year 23 of 33 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is ice storm, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,147 a month.
HUD sets the fair market rent for a 2-bedroom at $1,147 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+1.9%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+20.6%). Worst: 2011 (-3.5%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.7%
NC · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,399
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+1.9%
2025 change
FHFA repeat-sales index, median of 33 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
50
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $45,371,127.
Mortgage activity
Home lending in this county
78.9%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 6716 | 3779 | 78.9% | 4.8% | $165,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Catawba County, North Carolina
The Catawba County housing market is experiencing a period of price stabilization with a slight year-over-year decline in median sale prices. Inventory levels have increased, providing more options for buyers, while the market remains balanced with moderate days on market.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 8 cities · 9 ZIP reports
Median prices moved up 4.3% year over year.
Homes spend a median of 52 days on market with 0.0 months of supply — a fast-moving market.
3% of listings have cut prices · homes sell at 0.18% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 11.2% — a stable, low-distress profile.
Deterministic aggregate of 9 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Catawba County, North Carolina — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 17
researched Sep 20
researched Sep 20
researched Sep 20
researched Sep 16
researched Sep 16
| 28601 | Hickory | $349,900 | $198 | +9.7% | 45 | 98% | 15% | 5.4 | 490 | $1,029 | researched Sep 16 |
| 28602 | Hickory | $312,500 | $194 | 0% | 62 | — | — | — | 198 | $896 | researched Sep 16 |
| 28609 | Catawba | $407,600 | $199 | -2.3% | 56 | — | — | — | 606 | $1,238 | researched Sep 16 |
| 28610 | Claremont | $271,350 | $180 | 0% | 57 | — | 25.9% | — | 1,351 | $865 | researched Sep 17 |
| 28613 | Conover | $286,000 | $202 | +1.4% | 54 | — | — | — | 1,238 | $883 | researched Sep 20 |
| 28650 | Maiden | $265,000 | $168 | +2.1% | 48 | 98.2% | 18% | 3.4 | 82 | $782 | researched Sep 20 |
| 28658 | Newton | $264,000 | $183 | +13% | 37 | — | — | — | — | $948 | researched Sep 20 |
| 28673 | Sherrills Ford | $302,000 | $182 | +7.7% | 54 | — | — | — | 432 | $1,316 | researched Sep 16 |
| 28682 | Terrell | $595,100 | $188 | 0% | 48 | — | — | — | 1,417 | $1,458 | researched Sep 16 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (North Carolina) — Tax Lien Attachment: A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created. State (North Carolina) — Ad Valorem Property Tax: Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate.
Retrieved from data.census.gov
applies when — Applies to parcels where the title holder has created or is subject to recorded easements, restrictions, or conditions.
Imposes binding limitations on the use, development, or maintenance of the parcel as defined in the recorded instrument.
N.C. Gen. Stat. § 39-6.4
A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created.
N.C. Gen. Stat. § 105-355
applies when — Applies to parcels governed by a Homeowners' Association (Chapter 47F) or Condominium Association (Chapter 47C) where assessments remain unpaid.
Associations may file a claim of lien and foreclose in a manner similar to a mortgage under power of sale, or through a civil action.
N.C. Gen. Stat. § 47F-3-116 and § 47C-3-116
Allows for non-judicial foreclosure, though it requires a hearing before the Clerk of Superior Court to authorize the sale. Borrowers are entitled to a pre-foreclosure notice at least 45 days prior to the filing of a notice of hearing for primary residences.
N.C. Gen. Stat. Chapter 45, Article 2A and Article 11
Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate. Assessment is based on the true value in money, with counties required to conduct revaluations at least every eight years.
N.C. Gen. Stat. Chapter 105, Article 12 (2025)
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.