The story of this market
The typical home in York County, Maine sells for about $538,385, or $339 per square foot.
Prices are up +4% from a year ago, so sellers still have some momentum. Homes take about 32 days to sell. Over the long run, values in this county have grown 226% since 2000. Last year 45 of 56 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is ice storm, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,238 a month.
FEMA's National Risk Index rates overall hazard risk here as Very Low.
Price climate
Every year of price change, 2000–2025
+4.8%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+15.4%). Worst: 2009 (-7%). Hover to read a year.
Monthly price momentum
Home values since 2015
+6.8%
ME · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Neighborhood price trend
Long-run price trend, 2000–2025
+4.8%
2025 change
FHFA repeat-sales index, median of 56 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
22
Very Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $55,712,357.
Mortgage activity
Home lending in this county
77.2%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 12642 | 6988 | 77.2% | 4.8% | $265,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
York County, Maine
York County's residential market maintains solid fundamentals, characterized by a median sale price of approximately $538,385 and an average days-on-market of 32 days. Strong sale-to-list ratios near 99.6% underscore ongoing buyer competition despite elevated interest rates, constrained active inventory, and seasonal housing pressures. Resilient demand from regional commuters and out-of-state buyers sustains price stability across both coastal communities and inland corridors.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 28 cities · 39 ZIP reports
Median prices moved up 4.8% year over year.
Homes spend a median of 40 days on market with 1.5 months of supply — a fast-moving market.
8% of listings have cut prices · homes sell at 62.93% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 7.9% — a stable, low-distress profile.
Deterministic aggregate of 39 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
York County, Maine — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 10.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 21
researched Sep 26
researched Sep 21
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
| 03901 | Berwick | $490,486 | $235 | +2.1% | 43 | 98.5% | 15% | 4.2 | 112 | $1,452 | researched Sep 26 |
| 03902 | York | $725,000 | $385 | +2.1% | 42 | 98.5% | 18% | 4 | 48 | $1,708 | researched Sep 26 |
| 03903 | Eliot | $949,000 | $345 | +4.2% | 43 | 98.5% | 12% | 2.1 | 28 | $1,948 | researched Sep 26 |
| 03904 | Kittery | $517,461 | $350 | 0% | 43 | 100% | — | 3.7 | 55 | $1,651 | researched Sep 21 |
| 03905 | Kittery | $652,450 | $325 | +4.2% | 43 | 98.5% | 18.5% | 3.8 | 1,250 | $2,533 | researched Sep 26 |
| 03906 | North Berwick | $349,000 | $195 | 0% | 43 | — | — | — | — | $1,105 | researched Sep 21 |
| 03907 | Ogunquit | $930,000 | $300 | — | 43 | — | — | — | — | $2,376 | researched Sep 26 |
| 03908 | South Berwick | $385,000 | $383 | — | 43 | — | — | — | 2,985 | $1,726 | researched Sep 26 |
| 03909 | York | $755,000 | $450 | +4.2% | 43 | 98.5% | 15% | 8.3 | 100 | $1,513 | researched Sep 26 |
| 03911 | York | $770,142 | $339 | +4% | 32 | — | — | — | 85 | $2,376 | researched Sep 26 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
York County maintains violent and property crime rates substantially below national benchmarks and lower than many urbanized New England regions. Local municipalities consistently report low incident volumes centered primarily on seasonal petty theft and property infractions.
Public school districts throughout York County perform well regionally, with standout high-performing systems in coastal communities like Kennebunk (RSU 21) and York. Individual district report cards consistently reflect solid graduation rates and strong elementary-to-high school standardized testing performance.
Coastal zones face significant moderate-to-high tidal flooding and severe winter coastal storm erosion risks under FEMA Special Flood Hazard Area designations. Wildfire vulnerability remains low, though storm-driven wind risk and escalating coastal homeowner insurance premiums increasingly shape real estate underwriting.
Economic expansion is underpinned by healthcare networks, regional tourism, light manufacturing, and maritime defense contractors, including proximity to the Portsmouth Naval Shipyard. Sustained southern Maine in-migration and remote-work connectivity to the Greater Boston and Portland metros continue to drive residential and commercial investment.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. Federal (United States (federal)) — Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA) Superfund Liens: Establishes a statutory federal lien upon the parcel running in favor of the United States for all unrecovered cleanup costs, damages, and statutory interest incurred by the EPA. Rate and formula: Direct Dollar-for-Dollar Reimbursement (Lien Amount = Incurred Response Costs + Administrative Costs + Federal (United States (federal)) — Foreign Investment in Real Property Tax Act (FIRPTA) Withholding: Imposes an affirmative withholding tax obligation on the transferee (buyer) to withhold and remit tax on the gross amount realized (gross sales price). The statutory base withholding rate is 15% of the total purchase price (Formula: Tax = Amount Realized × 15%). Exemptions and reductions: (1) 0% wit Federal (United States (federal)) — Federal General Tax Lien Encumbrance: Under IRC § 6321, a statutory lien arises automatically as of the date of assessment and attaches to all real property owned or acquired by the taxpayer.
York County demonstrates high rental demand alongside constrained year-round inventory due to a large seasonal and short-term vacation rental presence along coastal towns. The median gross rent hovers near $1,238 per Census ACS estimates, with market-rate year-round apartments frequently commanding higher asking rents.
York County's economy relies heavily on defense and shipbuilding tied to Portsmouth Naval Shipyard, advanced manufacturing, Southern Maine Health Care, and seasonal hospitality. Strong transit access to Portsmouth and Portland enhances economic stability and commuter mobility.
The Interstate 95 (Maine Turnpike) and Route 1 corridors serve as the county's primary north-south arteries connecting to Portsmouth, Boston, and Portland. The Amtrak Downeaster provides regional passenger rail service with active stations in Saco, Wells, and Old Orchard Beach.
Maine operates on a municipal assessing structure rather than a centralized county appraisal district; property assessments and mil rates are administered independently by each of York County's 29 towns and cities.
Local taxing entities are primarily organized through municipal jurisdictions, Regional School Units (RSUs) or Alternative Organizational Structures (AOS), and local water/sewer utility districts rather than broad county-level MUDs.
Coastal parcels confront hardening property insurance availability and elevated premiums driven by severe winter storm surges, coastal flooding, and rising reinsurance costs. Inland parcels generally see stable carrier access with standard New England wind and winter freeze hazard considerations.
- Water Country Water Park4.126.7 mi
- Funtown Splashtown USA4.514.5 mi
- Urban Air Trampoline and Adventure Park3.822.9 mi
- Palace Playland4.216.4 mi
- Spare Time Portland4.526.7 mi
- Luke's Lobster Portland Pier4.626.9 mi
- Wentworth By The Sea4.524.6 mi
- Thompson's Point4.525.1 mi
- Children's Museum & Theatre of Maine4.525.1 mi
- Cross Insurance Arena4.226.5 mi
- Funtown Splashtown USA4.514.5 mi
- Apple Cinemas Saco and IMAX4.314.7 mi
- Children's Museum of New Hampshire4.718.2 mi
- Rachel Carson National Wildlife Refuge4.78.1 mi
- Old Orchard Pier4.516.5 mi
- Portland Head Light4.827.3 mi
- Nubble Lighthouse4.917.6 mi
- Fort Williams Park4.827.1 mi
- Portland Museum of Art4.626.3 mi
- Children's Museum & Theatre of Maine4.525.1 mi
- Funtown Splashtown USA4.514.5 mi
- Rachel Carson National Wildlife Refuge4.78.1 mi
- Ferry Beach State Park4.714.8 mi
- Thousand Trails Moody Beach49.9 mi
- Wells Reserve at Laudholm4.87.9 mi
- Arundel Wharf - Seafood - Cocktail Bar - Craft Beer4.310.4 mi
- Great Bay Marine Inc4.522.2 mi
- Fore Points Marina4.527.5 mi
- Spring Point Marina4.727.3 mi
- Goodhue Boat Company, Wolfeboro4.529.9 mi
- Links at Outlook Golf Course4.613.4 mi
- The Oaks4.315.4 mi
- Dunegrass Golf Club4.215.9 mi
- Ledges Golf Club4.115.9 mi
- Sanford Country Club4.14.1 mi
- Wentworth Greenhouses4.916.6 mi
- Shaw's412.7 mi
- Tendercrop Farm at the Red Barn4.619.3 mi
- Sea Salt Lobster4.314 mi
- T.J. Maxx4.48.9 mi
- Portland International Jetport4.424.3 mi
- Portsmouth International Airport4.624 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Renowned public sandy beaches and scenic coastal cliff walking path drawing regional tourism.
Spans 50 miles of coastline across York and Cumberland counties preserving salt marshes and coastal estuaries.
Historic coastal town center with waterfront dining, art galleries, and maritime recreation.
Data retrieved from U.S. Census Bureau ACS 5-year estimates for York County, ME; vacancy includes seasonal/vacation properties.
Municipalities may place a tax lien on a property for unpaid taxes. If the taxes, interest, and costs are not paid within 18 months of the filing of the tax lien certificate, the lien automatically forecloses, and the municipality acquires title to the property.
36 M.R.S. § 943; establishes the automatic foreclosure process and notice requirements.
Maine requires a judicial process for mortgage foreclosure. The process involves a notice of default, followed by the filing of a foreclosure summons and complaint in court. The property owner has rights to participate in mediation and a redemption period as determined by the court.
Governed by Maine Rules of Civil Procedure and state statutes; judicial foreclosure is the standard procedure.
Sellers must provide a written disclosure statement to the purchaser covering the water supply system, heating system, waste disposal system, and the presence of hazardous materials (asbestos, lead-based paint, radon).
33 M.R.S. § 173; enacted 1999, with subsequent amendments regarding specific system disclosures.
applies when — The parcel must be the permanent residence of the owner and the owner must have been a Maine resident for at least 12 months prior to April 1st of the tax year.
Provides a reduction in the valuation of the homestead for property tax purposes. The exemption amount is set by state statute (currently $25,000 of the just value of the property). The formula is: (Just Value - Homestead Exemption) * Local Tax Rate = Tax Due.
36 M.R.S. § 683; effective for tax years beginning on or after April 1, 2016.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.