The story of this market
The typical home in Oxford County, Maine sells for about $353,700, or $256 per square foot.
Prices are up +4% from a year ago, so sellers still have some momentum. Homes take about 106 days to sell, which is slow. Over the long run, values in this county have grown 121% since 2000. Last year 12 of 17 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is winter weather, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,200 a month.
FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+16.3%). Worst: 2009 (-5.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+6.8%
ME · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 17 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
48
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $22,433,739.
Mortgage activity
Home lending in this county
69.7%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 2417 | 1212 | 69.7% | 4.9% | $175,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Oxford County, Maine
The Oxford County housing market is experiencing steady appreciation with a 4% year-over-year increase in median sale prices. While inventory remains a factor, demand is supported by consistent sales activity and a growing rental market.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 3 ZIP reports
Median prices moved up 4.0% year over year.
Homes spend a median of 106 days on market with 0.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 0.0% — a stable, low-distress profile.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
No researched ZIP reports yet — ZIP discovery runs with the county's first refresh, and each ZIP's intel report appears here once its research lands.
Community Concepts fosters economic development in the county through home and business loans, financial coaching, and education.
The rental market shows sustained demand with a year-over-year rent growth of 6.67%.
Economic development is supported by organizations like Community Concepts which provide business loans and financial coaching.
- Black Mountain of Maine4.710.3 mi
- Oxbow Brewing Company - Oxford (Beer Garden)4.729.6 mi
- Oxford Plains Speedway4.527.6 mi
- Matterhorn Ski Bar4.42.8 mi
- Cafe Nomad4.622.5 mi
- Sunday River Resort4.64.9 mi
- Mt Abram Ski Area & Bike Park4.78.6 mi
- Black Mountain of Maine4.710.3 mi
- Grafton Notch State Park4.88.2 mi
- Frenchman’s Hole4.76.8 mi
- Mt. Washington Auto Road4.825.8 mi
- Maine Mineral and Gem Museum4.95.7 mi
- Historic Sunday River Covered Bridge4.72.9 mi
- Historic Hemlock Covered Bridge4.729 mi
- Historic Lovejoy Covered Bridge4.77.5 mi
- Grafton Notch State Park4.88.2 mi
- Step Falls Preserve Mahoosuc Land Trust4.87 mi
- Umbagog Lake State Park4.819.8 mi
- West Bethel Motel4.57.4 mi
- Rumford Whitecap Mountain Preserve4.96.4 mi
- Sunday River Resort4.64.9 mi
- Sunday River Golf Club4.15.2 mi
- The Local Hub4.77.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Census Bureau QuickFacts
Municipalities may place a tax lien on a property for unpaid taxes. If the taxes, interest, and costs are not paid within 18 months of the filing of the tax lien certificate, the lien automatically forecloses, and the municipality acquires title to the property.
36 M.R.S. § 943; establishes the automatic foreclosure process and notice requirements.
Maine requires a judicial process for mortgage foreclosure. The process involves a notice of default, followed by the filing of a foreclosure summons and complaint in court. The property owner has rights to participate in mediation and a redemption period as determined by the court.
Governed by Maine Rules of Civil Procedure and state statutes; judicial foreclosure is the standard procedure.
Sellers must provide a written disclosure statement to the purchaser covering the water supply system, heating system, waste disposal system, and the presence of hazardous materials (asbestos, lead-based paint, radon).
33 M.R.S. § 173; enacted 1999, with subsequent amendments regarding specific system disclosures.
applies when — The parcel must be the permanent residence of the owner and the owner must have been a Maine resident for at least 12 months prior to April 1st of the tax year.
Provides a reduction in the valuation of the homestead for property tax purposes. The exemption amount is set by state statute (currently $25,000 of the just value of the property). The formula is: (Just Value - Homestead Exemption) * Local Tax Rate = Tax Due.
36 M.R.S. § 683; effective for tax years beginning on or after April 1, 2016.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.