The story of this market
The typical home in Lincoln County, Maine sells for about $479,167, or $223 per square foot.
Prices are up +15.02% from a year ago, so sellers still have some momentum. Homes take about 135 days to sell, which is slow. Over the long run, values in this county have grown 175% since 2000. Last year 6 of 9 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is winter weather, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,950 a month.
FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+2%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+16.8%). Worst: 2009 (-4.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+6.8%
ME · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Neighborhood price trend
Long-run price trend, 2000–2025
+2%
2025 change
FHFA repeat-sales index, median of 9 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
44
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $10,717,132.
Mortgage activity
Home lending in this county
75.3%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1626 | 910 | 75.3% | 1.5% | $255,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Lincoln County, Maine
Lincoln County's housing market is currently characterized by high inventory levels and longer days on market, indicating a shift toward a buyer's market. While year-over-year price appreciation remains positive, recent data suggests a cooling trend in sales volume along the coast. Buyers are increasingly able to negotiate, as homes are selling below the original asking price.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 2 cities · 2 ZIP reports
Median prices moved up 15.0% year over year.
Homes spend a median of 135 days on market with 10.4 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 97% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 8.4% — a stable, low-distress profile.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Sep 14, 2026.
No researched ZIP reports yet — ZIP discovery runs with the county's first refresh, and each ZIP's intel report appears here once its research lands.
- Moose Mountain Adventure Park4.717.3 mi
- Monkey C Monkey Do4.613.7 mi
- Escape Augusta519.9 mi
- Samoset Resort4.621.2 mi
- Augusta Civic Center4.321.6 mi
- Windsor Fair4.512.9 mi
- The Camden Snow Bowl4.620.1 mi
- Boothbay Lobster Wharf4.519 mi
- Coastal Maine Botanical Gardens4.917.9 mi
- Pemaquid Point Lighthouse4.818.7 mi
- Marshall Point Lighthouse & Museum4.818.1 mi
- Farnsworth Art Museum4.619.9 mi
- Maine State Aquarium4.119.4 mi
- Pemaquid Point Lighthouse4.818.7 mi
- Owls Head Lighthouse4.823.2 mi
- Marshall Point Lighthouse & Museum4.818.1 mi
- Maine Maritime Museum4.821.2 mi
- Farnsworth Art Museum4.619.9 mi
- Coastal Maine Botanical Gardens4.917.9 mi
- Pemaquid Point Lighthouse4.818.7 mi
- Viles Arboretum4.718.3 mi
- LaVerna Preserve - Hiking Area4.914.3 mi
- Barrett's Park4.818.7 mi
- Birches Lakeside Campground4.223.3 mi
- Sennebec Lake Campground4.315.6 mi
- Boothbay Harbor Country Club4.617.1 mi
- Acker's Acres Disc Golf Course and Events Center4.818.6 mi
- Western View Golf, Pub & Events4.517.5 mi
- Glidden Point Oyster Farms4.910 mi
- Beth's Farm Market4.711.5 mi
- Boothbay Lobster Wharf4.519 mi
- Shaw's4.113.6 mi
- Shaw's4.119.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data retrieved from U.S. Census Bureau QuickFacts and Data.census.gov profiles.
Municipalities may place a tax lien on a property for unpaid taxes. If the taxes, interest, and costs are not paid within 18 months of the filing of the tax lien certificate, the lien automatically forecloses, and the municipality acquires title to the property.
36 M.R.S. § 943; establishes the automatic foreclosure process and notice requirements.
Maine requires a judicial process for mortgage foreclosure. The process involves a notice of default, followed by the filing of a foreclosure summons and complaint in court. The property owner has rights to participate in mediation and a redemption period as determined by the court.
Governed by Maine Rules of Civil Procedure and state statutes; judicial foreclosure is the standard procedure.
Sellers must provide a written disclosure statement to the purchaser covering the water supply system, heating system, waste disposal system, and the presence of hazardous materials (asbestos, lead-based paint, radon).
33 M.R.S. § 173; enacted 1999, with subsequent amendments regarding specific system disclosures.
applies when — The parcel must be the permanent residence of the owner and the owner must have been a Maine resident for at least 12 months prior to April 1st of the tax year.
Provides a reduction in the valuation of the homestead for property tax purposes. The exemption amount is set by state statute (currently $25,000 of the just value of the property). The formula is: (Just Value - Homestead Exemption) * Local Tax Rate = Tax Due.
36 M.R.S. § 683; effective for tax years beginning on or after April 1, 2016.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.