The story of this market
The typical home in Nantucket County, Massachusetts sells for about $3,000,000, or $728 per square foot.
Prices are up +12.4% from a year ago, so sellers still have some momentum. Homes take about 148 days to sell, which is slow. Over the long run, values in this county have grown 74% since 2000. Last year 3 of 6 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is hurricane, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $25,000 a month.
FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+30.6%). Worst: 2009 (-8%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.5%
MA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 6 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
61
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $22,876,665.
Mortgage activity
Home lending in this county
80.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1062 | 669 | 80.5% | 15.2% | $1,755,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Nantucket County, Massachusetts
The Nantucket market is showing resilience with rising median prices and strengthening contract activity despite constrained inventory. While transaction volume remains lower than the 2025 peak, the market is stabilizing as buyers adapt to higher price points and limited supply.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 1 city · 1 ZIP report
Median prices moved up 26.5% year over year.
Homes spend a median of 122 days on market with 0.0 months of supply — a slower-moving market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 6.8% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 1 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Nantucket County, Massachusetts — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 15, 2026.
researched Sep 16
| 02554 | Nantucket | $5,495,000 | $2,250 | +26.5% | 122 | — | — | — | 173 | $2,224 | researched Sep 16 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Nantucket maintains a low crime rate consistent with its status as a remote island community, with crime trends remaining stable and significantly lower than mainland Massachusetts averages.
The Nantucket Public Schools district serves the island, generally characterized by strong community support and high per-pupil spending, though it faces challenges related to teacher housing affordability.
The island faces significant coastal erosion and flood risks, leading to high property insurance premiums and strict building codes for coastal properties.
The economy is heavily anchored by tourism, seasonal hospitality, and high-end real estate services, with limited industrial growth due to geographic isolation and strict land-use regulations.
Nantucket operates under a single-tax rate system for all property classes, with the town government setting rates annually based on the budget; there are no special MUD or PID districts common in other states.
The rental market is extremely tight with high seasonal demand and limited year-round inventory, often requiring employer-provided housing solutions for the workforce.
The economy is driven by seasonal tourism, luxury real estate, and professional services, with high reliance on the summer visitor population.
Transportation is limited to ferry services (Steamship Authority and Hy-Line) and the Nantucket Memorial Airport, with no bridge or tunnel connection to the mainland.
The Town of Nantucket Assessor's Office conducts annual property valuations based on market sales data to determine tax assessments.
The island is served by the Nantucket Public Schools district and the Nantucket Islands Land Bank, which levies a 2% fee on most real estate transfers.
Property insurance is costly and difficult to secure due to high exposure to hurricanes, nor'easters, and coastal flooding.
- Wicked Waves Cape Cod3.926.2 mi
- Cape Cod Inflatable Park4.326.2 mi
- Fins Up! Water Park4.129 mi
- Ryan Family Amusements - South Yarmouth4.326.4 mi
- Ryan's Ten Pin Eatery & Arcade4.328.3 mi
- Chatham Squire4.228.2 mi
- Red Jacket Beach Resort & Spa4.225.2 mi
- Pelham House Resort4.425.5 mi
- Melody Tent4.627.1 mi
- Blue Water Resort4.125.4 mi
- 'Sconset Bluff Walk4.87.2 mi
- Steps Beach Nantucket4.70.9 mi
- Nantucket Whaling Museum4.70 mi
- Great Point Lighthouse4.87.7 mi
- Mytoi4.519.7 mi
- Chatham Lighthouse4.727.8 mi
- Whydah Pirate Museum4.626 mi
- Edgartown Harbor Lighthouse4.722.2 mi
- John F. Kennedy Hyannis Museum4.527.1 mi
- Martha's Vineyard Museum4.628.3 mi
- 'Sconset Bluff Walk4.87.2 mi
- Mytoi4.519.7 mi
- Coskata-Coatue Wildlife Refuge Gatehouse4.96.1 mi
- Cisco Beach4.73.6 mi
- Wasque Point Wildlife Management Area4.919 mi
- Hyannis Yacht Club4.526.2 mi
- Skippy's Pier I Restaurant & Marina3.825.9 mi
- Oak Bluffs Harbormaster4.626.7 mi
- Nantucket Boat Basin4.60.3 mi
- Bartlett's Farm4.72.7 mi
- Nantucket Memorial Airport4.22.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A National Historic Landmark district featuring well-preserved 18th and 19th-century architecture and cobblestone streets.
A popular public beach known for its surf conditions and scenic views of the Atlantic Ocean.
Includes an observatory, aquarium, and natural science museum dedicated to the island's history and environment.
Data retrieved from data.census.gov; vacancy rates are high due to seasonal housing stock.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
applies when — Parcels classified as forest production land under M.G.L. c. 61
Imposes a conveyance tax upon sale for non-forest use and potential roll-back taxes if disqualified; grants the municipality a right of first refusal upon conversion to residential, industrial, or commercial use.
Governed by M.G.L. Chapter 61.
Ad valorem tax calculated as (Municipal Budget / Total Assessed Value of all taxable property) = Tax Rate per $1,000 of assessed value. Assessments must be at 100% of full and fair cash (market) value.
Governed by M.G.L. Chapter 59; assessed annually by local boards of assessors.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.