The story of this market
The typical home in Harrison County, Kentucky sells for about $250,000, or $259 per square foot.
Prices are down 5.66% from a year ago, which gives buyers more room to negotiate. Homes take about 10 days to sell, which is fast. Over the long run, values in this county have grown 84% since 2001. The biggest natural hazard here is strong wind, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $909 a month.
HUD sets the fair market rent for a 2-bedroom at $909 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2001–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+18.1%). Worst: 2010 (-5.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+4.3%
KY · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,259
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2001–2025
0%
2025 change
FHFA repeat-sales index, median of 4 census tracts in this county (2001 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
70
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $9,512,400.
Mortgage activity
Home lending in this county
73.4%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 623 | 309 | 73.4% | 6.3% | $145,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Harrison County, Kentucky
The Harrison County housing market is experiencing a cooling phase with median sale prices declining month-over-month as of July 2026. While sales volume remains active, the increase in months of supply suggests a shift toward a more balanced market for buyers. Economic indicators show modest employment growth, though poverty rates remain above the national average.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 2 cities · 2 ZIP reports
Median prices moved down 5.7% year over year.
Homes spend a median of 10 days on market with 1.9 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 96.1% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 17.1% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
No researched ZIP reports yet — ZIP discovery runs with the county's first refresh, and each ZIP's intel report appears here once its research lands.
The county economy is supported by approximately 297 employer establishments with a total employment of 4,594 as of 2023.
The mean travel time to work for residents is approximately 28.2 minutes.
- LexLive427.8 mi
- Battle Axes, LLC Lexington KY4.526.6 mi
- Activate Games4.928.5 mi
- Monkey Joe's4.229 mi
- Breakout Games528.1 mi
- Kentucky Horse Park4.721.6 mi
- Rupp Arena4.627.7 mi
- Keeneland Association Inc4.830 mi
- Kroger Field4.729.5 mi
- Red Mile Gaming & Racing4.128.4 mi
- Ark Encounter4.718.2 mi
- Evans Orchard and Cider Mill4.617 mi
- Claiborne Farm4.917.7 mi
- Wendt's Wildlife Adventure4.817.1 mi
- Blue Licks Battlefield State Resort Park4.519.4 mi
- Ark Encounter4.718.2 mi
- Noah's Ark Replica4.818.3 mi
- Otis A. Singletary Center for the Arts4.728.5 mi
- Mary Todd Lincoln House4.627.6 mi
- Ashland - The Henry Clay Estate4.728.7 mi
- Blue Licks Battlefield State Resort Park4.519.4 mi
- The Pavilion4.517.3 mi
- Scott County Park4.517.8 mi
- Yuko-En on the Elkhorn4.218.7 mi
- Webb Park4.117.7 mi
- Cherry Blossom Golf Club416.6 mi
- Houston Oaks Golf Course4.418.4 mi
- CANEWOOD GOLF COURSE3.819.8 mi
- Leaf & Barrel Cigar and Bourbon Lounge4.919.1 mi
- Dan Cummins Chevrolet Buick of Paris4.816.8 mi
- Evans Orchard and Cider Mill4.617 mi
- Rural King4.418.3 mi
- Dan Cummins Chevrolet Buick of Georgetown4.817.9 mi
- Kohl's4.217.3 mi
- Blue Grass Airport4.630.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data retrieved from US Census Bureau QuickFacts and Census Reporter.
Kentucky is a judicial foreclosure state, requiring a court action to enforce a mortgage or lien. The process involves a court-ordered sale, typically conducted by the master commissioner.
KRS Chapter 426
Property is assessed at its fair cash value (price at a fair voluntary sale). The tax is calculated by applying local and state tax rates to the assessed value. A homestead exemption is available for owners aged 65 or older or those who are totally disabled, which exempts a portion of the assessed value from taxation (the specific exemption amount is adjusted biennially based on the cost of living index).
Kentucky Constitution Section 170, 172; KRS 132.190
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.