The story of this market
The typical home in Woodford County, Illinois sells for about $234,000, or $110 per square foot.
Prices are up +19% from a year ago, so sellers still have some momentum. Homes take about 39 days to sell. Over the long run, values in this county have grown 77% since 2000. Last year 7 of 9 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,212 a month.
HUD sets the fair market rent for a 2-bedroom at $1,212 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+4.9%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+11.7%). Worst: 2011 (-3.2%). Hover to read a year.
Monthly price momentum
Home values since 2015
+5.4%
IL · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,557
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+4.9%
2025 change
FHFA repeat-sales index, median of 9 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
71
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $21,881,648.
Mortgage activity
Home lending in this county
86.5%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1366 | 934 | 86.5% | 6% | $145,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Woodford County, Illinois
Woodford County's housing market demonstrates sustained value resilience with low single-digit listing inventory and steady median price growth around $234,000. Tight inventory conditions across western suburban enclaves like Germantown Hills and Metamora continue to support pricing power, even as broader regional sales volume adjusts to elevated mortgage rates.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 14 cities · 13 ZIP reports
Median prices moved up 3.6% year over year.
Homes spend a median of 32 days on market with 1.6 months of supply — a fast-moving market.
16% of listings have cut prices · homes sell at 98.58% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.7% · poverty 7.3% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 9 researched ZIP reports of 13 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Woodford County, Illinois — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
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| 61525 | Dunlap | $485,000 | $164 | +2.7% | 40 | 98.5% | 15% | 6.6 | 80 | $1,240 | researched Sep 24 |
| 61530 | Eureka | $166,700 | $109 | +1.4% | 35 | 98% | 17% | 3.2 | 533 | $706 | researched Sep 24 |
| 61545 | Lowpoint | $114,000 | $105 | +6.9% | 13 | 97.5% | — | — | 333 | $1,229 | researched Sep 24 |
| 61548 | Metamora | $94,990 | $107 | +11.1% | 90 | 98.5% | 30.7% | 3.3 | 98 | $1,154 | researched Sep 24 |
| 61560 | Putnam | $182,500 | $109 | +4.3% | 35 | 99.6% | 17% | 1.1 | 533 | $1,179 | researched Sep 24 |
| 61561 | Roanoke | $182,500 | $109 | +4.3% | 35 | 99.6% | 17% | 1.1 | 533 | $1,162 | researched Sep 24 |
| 61571 | Washburn | $254,847 | $134 | +4.4% | 4 | 99.1% | 23.9% | 1.1 | 572 | $988 | researched Sep 24 |
| 61611 | Spring Bay | $184,958 | $109 | +8.3% | 22 | — | — | — | 572 | $939 | researched Sep 24 |
| 61729 | Congerville | $230,000 | $135 | +1.1% | 32 | 98.5% | 15% | 4 | 12 | $1,027 | researched Sep 24 |
| 61738 | El Paso | $114,000 | $96 | +6.9% | 13 | 97.5% | 17% | 2.1 | 333 | $939 | researched Sep 24 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Woodford County experiences violent and property crime rates substantially lower than both Illinois and national averages. Rural agricultural stability and tight-knit small-town communities contribute to one of the lowest per-capita crime profiles in the central Illinois region.
Public school districts throughout Woodford County, including Metamora Township High School and Eureka CUSD 140, maintain solid academic standings with above-average graduation rates and strong community backing.
Flood risks primarily affect low-lying agricultural zones and parcels near the Illinois River along the western county border, while severe convective spring storms bring tornado and hail hazards. Wildfire exposure is negligible, and residential insurance capacity remains stable though premiums have seen statewide upward pressure.
The local economy is heavily grounded in agriculture, specialized manufacturing, and educational institutions such as Eureka College, along with strong bedroom-community linkages to Peoria and Bloomington-Normal. Residential expansion is largely focused in western towns such as Metamora and Germantown Hills due to their commuter accessibility.
Woodford County properties are assessed at 33.33 percent of fair cash market value under Illinois statutory guidelines, subject to township equalization. Aggregate effective property tax rates typically fall around 2.0 to 2.3 percent, driven predominantly by local public school unit districts, fire protection districts, and township road funds.
Woodford State Fish and Wildlife Area provides extensive waterfowl hunting, fishing, and boating on the Illinois River backwaters, complemented by Black Partridge Park in Metamora. Additional regional recreation includes local municipal parks, golf courses, and easy access to Peoria's cultural venues.
The single-family and small multifamily rental market remains relatively thin, with modest median rents around $900 to $1,000 per month. Vacancies are generally low due to constrained purpose-built multifamily stock, though student demand near Eureka College provides steady localized rental turnover.
Woodford County's economic foundation is anchored by high-yield grain agriculture, ag-logistics, educational administration, and regional manufacturing. A significant portion of the county's resident workforce commutes into Peoria or Bloomington-Normal for employment in healthcare, higher education, financial services, and heavy equipment manufacturing.
Primary transit corridors include US Route 24 crossing east-west through Eureka and El Paso, and Illinois Route 116 linking western county communities directly across the river into Peoria. Interstate 39 runs through the eastern edge of the county, providing seamless north-south freight and highway connections to Bloomington-Normal and Rockford.
County zoning guidelines prioritize the preservation of productive prime farmland, directing higher-density residential and commercial additions into municipal planning boundaries around Metamora, Germantown Hills, and Eureka.
Woodford County's Supervisor of Assessments and township assessors assess non-agricultural real property at 33.33% of fair market value, with farmland assessed according to state-mandated soil productivity indexes. Assessments are subject to statutory quadrennial review cycles and county equalization factors to maintain inter-township parity.
Parcels are subject to overlapping local taxing bodies including community unit school districts, township road and bridge districts, rural fire protection districts, and community college districts such as Illinois Central College (District 514) and Heartland Community College (District 540).
Property insurance availability remains stable throughout the county, though premiums have experienced moderate increases driven by regional convective severe storm risks and statewide claims trends. Flood insurance requirements are generally confined to mapped FEMA flood zones along Illinois River bottoms and tributary creeks.
- Urban Air Trampoline and Adventure Park4.518.2 mi
- The Putt Club East Peoria4.321.6 mi
- Altitude Trampoline Park BLOOMINGTON, IL4.518.6 mi
- Elevate Trampoline Park4.524.7 mi
- Elevate Trampoline Park4.621.7 mi
- Peoria Civic Center4.222.2 mi
- Peoria Zoo4.321.1 mi
- Grossinger Motors Arena4.318.6 mi
- DESTIHL Brewery and Beer Hall4.617.3 mi
- CEFCU Arena4.616.6 mi
- Marcus Bloomington Cinema4.516.8 mi
- Miller Park Zoo4.419 mi
- Children's Discovery Museum4.717.2 mi
- Comlara Park4.58.8 mi
- Rader Family Farms4.514.6 mi
- Peoria Riverfront Museum4.522 mi
- Caterpillar Visitors Center4.722 mi
- Children's Discovery Museum4.717.2 mi
- The Peoria PlayHouse4.621.1 mi
- Vrooman Mansion4.919 mi
- Miller Park Zoo4.419 mi
- Comlara Park4.58.8 mi
- Maxwell Park4.615.7 mi
- Horton Field House4.416.6 mi
- Miller Park4.619 mi
- EastPort Marina4.519.7 mi
- Illinois Valley Yacht & Canoe Club4.620.4 mi
- Pekin Boat Club4.327 mi
- National Marine Service & Rentals4.320.6 mi
- Metamora Fields Golf Club4.712 mi
- Ironwood Golf Course4.216.1 mi
- Den at Fox Creek4.419.6 mi
- Weibring Golf Club4.616.1 mi
- Pine Lakes Golf Club4.615.7 mi
- T.J. Maxx4.318.2 mi
- Meijer4.318.2 mi
- Hy-Vee Grocery Store4.518.9 mi
- Eastland Mall3.419.3 mi
- Kohl's4.319.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Spanning over 2,800 acres along the Illinois River, this state-managed conservation park offers boating, waterfowl hunting, fishing, and camping facilities. It serves as a regional recreational destination for outdoors enthusiasts.
A 36-acre lake surrounded by public parkland offering walking trails, disc golf, fishing, and picnic shelters. It functions as the central civic gathering and outdoor recreation hub for Eureka residents.
One of only two surviving Eighth Judicial Circuit courthouses where Abraham Lincoln practiced law. It provides historical exhibits, educational tours, and community heritage events in downtown Metamora.
A 450-acre multi-use park in Metamora featuring extensive hiking and biking trails, athletic fields, disc golf, and wooded ravines, catering to active families across western Woodford County.
Retrieved from US Census Bureau 5-year American Community Survey profile tables for Woodford County, Illinois.
Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts. Exemptions, such as the homestead exemption, reduce the EAV before the tax rate is applied.
35 ILCS 200/9-145
Sellers must provide a written disclosure report to prospective buyers detailing material defects in the property as defined by 765 ILCS 77/35.
765 ILCS 77/1 et seq.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.