The story of this market
The typical home in Fulton County, Illinois sells for about $130,000, or $96 per square foot.
Prices are up +3.8% from a year ago, so sellers still have some momentum. Homes take about 86 days to sell, which is slow. Over the long run, values in this county have grown 29% since 2000. Last year 9 of 12 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is hail, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $930 a month.
HUD sets the fair market rent for a 2-bedroom at $930 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2006 (+8.4%). Worst: 2011 (-3.8%). Hover to read a year.
Monthly price momentum
Home values since 2015
+5.4%
IL · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,288
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 12 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
68
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $21,231,898.
Mortgage activity
Home lending in this county
78%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 920 | 521 | 78% | 7.5% | $90,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Fulton County, Illinois
The Fulton County housing market shows modest price appreciation with a median list price of $95,925 as of March 2026. Market activity remains steady, though the county faces long-term population decline and a soft rental market. Current conditions are driven by limited inventory and a rural economic base.
1 distress filing(s) on the ARED verified county foreclosure ledger. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 7 ZIP reports
Median prices moved sideways 0.0% year over year.
Homes spend a median of 42 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0.21% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.4% · poverty 14.2% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 6 researched ZIP reports of 7 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Fulton County, Illinois — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 0.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 24
researched Oct 1
researched Sep 24
researched Sep 24
researched Sep 24
researched Sep 24
researched Sep 24
| 61520 | Canton | $116,200 | $102 | — | 42 | — | — | — | 21 | $770 | researched Sep 24 |
| 61527 | Cuba | $420,000 | $155 | -9.1% | 27 | 97.7% | 2.3% | 1 | 1 | $1,100 | researched Oct 1 |
| 61531 | Farmington | $256,250 | $102 | +4.2% | 48 | 97.5% | 12% | 4.5 | 22 | $931 | researched Sep 24 |
| 61542 | Lewistown | $115,000 | $85 | -2.1% | 62 | 96.5% | 12% | 5.8 | 48 | $599 | researched Sep 24 |
| 61544 | London Mills | $125,000 | $85 | +2.5% | 62 | 96.5% | 12% | 4.6 | 14 | $850 | researched Sep 24 |
| 61553 | Norris | $145,000 | $98 | +2.1% | 62 | 97.5% | 15% | 4.2 | 12 | $863 | researched Sep 24 |
| 61572 | Yates City | $77,600 | $70 | — | 112 | 95% | — | — | 4 | $595 | researched Sep 24 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county economy is anchored by traditional sectors with limited recent large-scale industrial development, reflecting a rural economic profile.
Property taxes are assessed by the Fulton County Supervisor of Assessments based on fair market value, with rates determined by local taxing districts including school, county, and municipal levies.
The economy is characterized by a 4.4% unemployment rate as of May 2026, with a median individual income of $34,627.
The county is served by regional road networks connecting rural communities to the broader central Illinois region.
The county assessment regime follows Illinois statutory requirements for property valuation based on market data.
The county is served by various local school districts and special taxing districts for utilities and emergency services.
- The Orpheum Theatre4.828.2 mi
- Banner Marsh State Fish and Wildlife Area4.519.3 mi
- Dickson Mounds State Museum4.415.1 mi
- Spring Lake State Fish and Wildlife Area4.319.6 mi
- Emiquon National Wildlife Refuge4.617.2 mi
- Chautauqua National Wildlife Refuge4.417 mi
- Dickson Mounds State Museum4.415.1 mi
- Discovery Depot Children's Museum4.728.1 mi
- The Orpheum Theatre4.828.2 mi
- Galesburg Railroad Museum4.528 mi
- Banner Marsh State Fish and Wildlife Area4.519.3 mi
- Spring Lake State Fish and Wildlife Area4.319.6 mi
- Emiquon National Wildlife Refuge4.617.2 mi
- Chautauqua National Wildlife Refuge4.417 mi
- Reed's Park4.715.4 mi
- Hy-Vee Grocery Store4.310 mi
- County Market4.111.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Features the historic old courthouse columns, serving as a landmark of the county's history.
Data sourced from US Census Bureau QuickFacts and Data Commons.
Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts. Exemptions, such as the homestead exemption, reduce the EAV before the tax rate is applied.
35 ILCS 200/9-145
Sellers must provide a written disclosure report to prospective buyers detailing material defects in the property as defined by 765 ILCS 77/35.
765 ILCS 77/1 et seq.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.