The story of this market
The typical home in Bonner County, Idaho sells for about $553,000, or $324 per square foot.
Prices are down 7.6% from a year ago, which gives buyers more room to negotiate. Homes take about 48 days to sell. Over the long run, values in this county have grown 304% since 2000. Last year 8 of 16 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,328 a month.
HUD sets the fair market rent for a 2-bedroom at $1,328 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+28.9%). Worst: 2010 (-14.8%). Hover to read a year.
Monthly price momentum
Home values since 2015
+5.3%
ID · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,839
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 16 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
96
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $73,732,687.
Mortgage activity
Home lending in this county
78.7%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 3204 | 1664 | 78.7% | 3% | $325,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Bonner County, Idaho
Bonner County's housing market is currently experiencing a cooling phase, with median sale prices declining by 7.6% year-over-year as of June 2026. While listing prices remain elevated, the market is shifting toward a buyer's environment with homes selling below the asking price. High inventory levels relative to sales activity are contributing to this downward pressure on pricing.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 5 cities · 5 ZIP reports
Median prices moved up 44.0% year over year.
Homes spend a median of 51 days on market with 0.0 months of supply — a fast-moving market.
4% of listings have cut prices · homes sell at 0.04% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 11.1% — a stable, low-distress profile.
Deterministic aggregate of 4 researched ZIP reports of 5 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 29
researched Sep 29
researched Sep 29
researched Sep 29
researched Sep 29
| 83821 | Priest Lake | $1,149,035 | $43 | +9.5% | 252 | — | — | — | 43 | $1,328 | researched Sep 29 |
| 83856 | Priest River | $521,000 | $265 | +27.4% | 58 | 95% | 18% | 4.2 | 42 | $1,650 | researched Sep 29 |
| 83860 | Sagle | $2,150,000 | — | +173.9% | 17 | — | 17% | — | 224 | $1,328 | researched Sep 29 |
| 83864 | Sandpoint | $849,000 | $450 | — | 60 | — | — | — | 417 | $1,328 | researched Sep 29 |
| 83869 | Spirit Lake | $722,000 | $389 | -18.2% | 45 | — | — | — | 45 | $1,188 | researched Sep 29 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
- Silverwood Theme Park4.626.1 mi
- Scarywood Haunted Nights4.126 mi
- Boulder Beach Water Park4.725.7 mi
- Tree To Tree Idaho adventure park4.821.1 mi
- Elkins Resort On Priest Lake4.727.7 mi
- Smokesmith Bar-B-Que4.71.7 mi
- Bonner County Fairgrounds & RV Park4.43 mi
- Baxter's on Cedar4.42.1 mi
- 219 Lounge4.62.1 mi
- Sandpoint City Beach Park4.72.4 mi
- Riley Creek Recreation Area4.711.6 mi
- Pack River Store4.510.5 mi
- Trailhead for Pend d'Oreille Bay Trail4.72.2 mi
- Travers Park4.50.7 mi
- Brig Museum4.821.4 mi
- Priest Lake Museum4.723.9 mi
- Black Elk Collective Tattoo4.91.8 mi
- Sandpoint City Beach Park4.72.4 mi
- Round Lake State Park4.67.8 mi
- Riley Creek Recreation Area4.711.6 mi
- War Memorial Field4.61.7 mi
- Trailhead for Pend d'Oreille Bay Trail4.72.2 mi
- Dover Bay Resort4.42.2 mi
- Bottle Bay Resort & Marina4.27.3 mi
- Bayview Marinas4.320.2 mi
- The Idaho Club4.410 mi
- Sandpoint Elks Golf Course42.6 mi
- Safeway4.11.9 mi
- Yoke's Fresh Market - Sandpoint4.62.9 mi
- Winter Ridge Natural Foods4.61.7 mi
- Cedar Street Bridge Public Market4.52.1 mi
- Bonner Mall3.62.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data retrieved from Census Reporter and US Census Bureau QuickFacts.
applies when — Applies to parcels governed by a homeowners' association as defined in Idaho Code 55-3203.
Imposes obligations regarding association governance, financial disclosures, and restrictions on covenants (e.g., limitations on short-term rental bans and accessory dwelling unit restrictions).
Idaho Code Title 55, Chapter 32.
applies when — Applies to the transfer of any real property improved by one to four dwelling units.
Requires the seller to provide a written property condition disclosure form to the buyer, detailing the condition of the property.
Idaho Code Title 55, Chapter 25.
applies when — The property must be owner-occupied and used as the primary dwelling place of the owner.
Exempts the lesser of $125,000 or 50% of the market value for assessment purposes from property taxation. Formula: Exemption = min($125,000, 0.50 * Market Value).
Idaho Code 63-602G; as amended by House Bill 885 (2026).
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.