The story of this market
The typical home in Sac County, Iowa sells for about $141,400, or $85 per square foot.
Prices are down 2.1% from a year ago, which gives buyers more room to negotiate. Homes take about 112 days to sell, which is slow. Over the long run, values in this county have grown 52% since 2000. The biggest natural hazard here is hail, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $927 a month.
HUD sets the fair market rent for a 2-bedroom at $927 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively High.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2008 (+13.4%). Worst: 2001 (-4.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.5%
IA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,215
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 3 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
90
Relatively High
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $14,739,402.
Mortgage activity
Home lending in this county
73.8%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 171 | 99 | 73.8% | 8.3% | $105,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Sac County, Iowa
The Sac County housing market remains characterized by low inventory and slow turnover, typical of rural Iowa markets. Prices have seen modest year-over-year declines as demand remains constrained by a shrinking population base. The market is currently stable but lacks significant growth momentum.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 5 cities · 7 ZIP reports
Median prices moved down 3.3% year over year.
Homes spend a median of 64 days on market with 4.9 months of supply — a balanced-paced market.
13% of listings have cut prices · homes sell at 97.49% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 9.2% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 4 researched ZIP reports of 7 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Sac County, Iowa — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
| 50515 | Ayrshire | $135,000 | $82 | +2.4% | 98 | 96.5% | 15% | 6.5 | 12 | $1,313 | researched Sep 27 |
| 50583 | Sac City | $145,000 | $108 | +3.2% | 62 | 97.4% | 12.5% | 3.5 | 14 | $669 | researched Sep 27 |
| 51433 | Auburn | $185,000 | $115 | +2.4% | 68 | 97.5% | 12% | 5.2 | 42 | $774 | researched Sep 27 |
| 51445 | Ida Grove | $185,000 | $115 | +2.5% | 88 | 97.5% | 15% | 4.2 | 12 | $695 | researched Sep 27 |
| 51450 | Lake View | $214,000 | $108 | -30% | 62 | 97.2% | 12.5% | 4.7 | 14 | $683 | researched Sep 27 |
| 51458 | Odebolt | $145,000 | $98 | +3.2% | 42 | 97.5% | 12% | 4.5 | 18 | $660 | researched Sep 27 |
| 51466 | Wall Lake | $185,000 | $115 | +2.4% | 42 | 98.2% | 15% | 3.8 | 12 | $637 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Schools in the county are primarily served by local community school districts, with performance generally reflecting rural Iowa averages.
The region faces standard Midwestern risks including severe thunderstorms, wind events, and localized flooding, with insurance markets reflecting these regional climate exposures.
The economy is primarily driven by agriculture and related support services, with limited large-scale industrial development or major corporate infrastructure projects.
Property taxes are assessed by the county based on state-mandated valuation formulas, with rates varying by local school district and municipal levies.
The economy is heavily reliant on the agricultural sector, with employment concentrated in farming, local government, and small-scale retail.
Transportation is primarily served by state highways and rural county roads, with no major public transit infrastructure.
The county assessor manages property valuations based on state-wide assessment standards for agricultural and residential land.
Parcels are subject to local school district levies and county-wide service taxes.
Property insurance premiums are influenced by regional weather patterns and the prevalence of agricultural structures.
- King's Pointe Resort4.119.2 mi
- King's Pointe Resort4.119.2 mi
- Black Hawk State Park4.67.8 mi
- World's Largest Popcorn Ball4.38.6 mi
- Awaysis Park4.619.2 mi
- Moorehead Pioneer Park4.717.1 mi
- Hagge County Park4.67.8 mi
- Sunset Park4.519.7 mi
- Black Hawk State Park4.67.8 mi
- Awaysis Park4.619.2 mi
- Moorehead Pioneer Park4.717.1 mi
- Hagge County Park4.67.8 mi
- Sunset Park4.519.7 mi
- King's Pointe Resort4.119.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A major recreational destination in the county offering fishing, boating, and camping.
Data retrieved from Census Reporter and US Census Bureau QuickFacts.
applies when — Property must be occupied as the owner's homestead
Provides legal protections for the homestead property, including specific exemptions from judicial sale for debts, as defined under state law.
Iowa Code Chapter 561
Iowa generally requires judicial foreclosure proceedings. Borrowers are entitled to a notice of right to cure default prior to the initiation of foreclosure actions. Redemption rights exist post-sale unless specific statutory exceptions (such as foreclosure without redemption for nonagricultural land) are met.
Iowa Code Chapter 654
The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Iowa Code Chapter 441; Iowa Department of Revenue Property Tax Overview
≈ $4,242/yr on a $141,400 median
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.