LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Middlesex County, Connecticut sells for about $500,000, or $282 per square foot.

Prices are roughly flat from a year ago (+1%), a market in balance. Homes take about 24 days to sell, which is fast.

Monthly price momentum

Home values since 2015

+5.6%

CT · past 12 months

CT 203.6USA 208.1
20152017201920212023202594.9124.9154.9213.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

County intel report · monthly refresh cycle
Track this county

Middlesex County, Connecticut

refreshed Oct 12, 2026, 4:17 PM3 refresh cycles retainednext refresh due Oct 27, 2026
Market sentiment: cautiously optimistic

The Middlesex County housing market is experiencing price normalization with a modest year-over-year increase in median sales price. Inventory levels have seen a recent uptick, providing more options for buyers while maintaining a competitive environment with homes selling above list price.

No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).

The data chain · drill up or downproperty → ZIP → city → county → state
Connecticut state →Middlesex County

Select a city to expand its ZIP intel reports beneath · 15 cities · 23 ZIP reports

Latest readings
Median sale price
$500,000
Corroboration pending — anchor baseline forms on the first refresh cycles
Median price / sq ft
$282
Median days on market
24
Active listings
408
Median price change YoY
+1%
Closed sales (monthly)
92
Months of supply
3.3
Sale-to-list ratio
103.3%
Population
164,245
Median household income
$96,500
County Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
62
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
23
Growth/100

Median prices moved down 5.3% year over year.

84
Liquidity/100

Homes spend a median of 38 days on market with 2.0 months of supply — a fast-moving market.

50
Momentum/100

0% of listings have cut prices · homes sell at 52.32% of asking — demand is holding steady.

89
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 6.5% — a stable, low-distress profile.

Deterministic roll-up
22 of 23 ZIP reports contributed
Median sale price
$507,984
Median price / sq ft
$285
Median days on market
37.84
Active listings
4,861
Listings with price cuts
0.12%
Median price change YoY
-5.33%
Closed sales (monthly)
268
Months of supply
2.02
Sale-to-list ratio
52.32%
Median asking rent
$1,344/mo
Population
168,149
Median household income
$108,400

Deterministic aggregate of 22 researched ZIP reports of 23 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

Property base layer · rolled up from researched properties4 researched properties · latest reading each
Researched properties
4
distinct addresses on the base layer
Median observed value
$243,995
normalized current value readings
Median observed rent
$2,156
monthly, where determinable
County-record distress flags
0
pre-foreclosure · foreclosure · REO · lien · judgment

Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 17, 2026.

ZIP roster · every intel report in the county23 of 23 ZIPs researched
Sort
06409Essex
Median price
$590,000
$/sqft
$258
Trend YoY
-2.4%
Days on mkt
42
Sale-to-list
98.2%
Price cuts
12%
Supply (mo)
4.5
Listings
18
Median rent
$1,444

researched Oct 1

06412Chester
Median price
$515,000
$/sqft
$267
Trend YoY
-24.6%
Days on mkt
34
Sale-to-list
100%
Price cuts
—
Supply (mo)
—
Listings
13
Median rent
$1,549

researched Oct 4

06413Clinton
Median price
$472,988
$/sqft
$300
Trend YoY
+5.9%
Days on mkt
45
Sale-to-list
98.5%
Price cuts
12%
Supply (mo)
3.2
Listings
52
Median rent
$1,395

researched Oct 1

06414Cobalt
Median price
$425,000
$/sqft
$215
Trend YoY
+4.2%
Days on mkt
38
Sale-to-list
99.2%
Price cuts
15%
Supply (mo)
2.1
Listings
12
Median rent
$2,100

researched Oct 12

06416Cromwell
Median price
$279,867
$/sqft
$205
Trend YoY
-31.9%
Days on mkt
36
Sale-to-list
—
Price cuts
—
Supply (mo)
—
Listings
45
Median rent
$1,628

researched Sep 29

06417Deep River
Median price
$450,000
$/sqft
$235
Trend YoY
+4.2%
Days on mkt
48
Sale-to-list
98.5%
Price cuts
18%
Supply (mo)
3.5
Listings
22
Median rent
$1,221

researched Oct 4

06419Killingworth
Median price
$576,100
$/sqft
$260
Trend YoY
+4.7%
Days on mkt
36
Sale-to-list
—
Price cuts
—
Supply (mo)
—
Listings
31
Median rent
$2,350

researched Sep 19

06422Durham
Median price
$420,946
$/sqft
$268
Trend YoY
+20.1%
Days on mkt
34
Sale-to-list
105%
Price cuts
—
Supply (mo)
—
Listings
20
Median rent
$1,154

researched Sep 30

06423East Haddam
Median price
$500,000
$/sqft
$245
Trend YoY
+34.6%
Days on mkt
42
Sale-to-list
98.5%
Price cuts
12%
Supply (mo)
4.8
Listings
38
Median rent
$1,663

researched Sep 29

06424East Hampton
Median price
$425,000
$/sqft
$235
Trend YoY
+12.7%
Days on mkt
47
Sale-to-list
100%
Price cuts
15%
Supply (mo)
3.2
Listings
78
Median rent
$1,408

researched Oct 4

Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.

Page 1 of 3
Area context
Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Connecticut) — Municipal Real Property Tax Assessment & Mill Rate Mechanics: Under C.G.S. § 12-62a, all taxable real property is assessed uniformly at a mandatory 70% assessment ratio of its fair market value (FMV). Real property tax is computed annually using the formula: Assessed Value = Fair Market Value × 0.

Economy & employers

The economy of Middlesex County employs approximately 88,100 people.

Discovery profileACS 2021 5-year estimates
Census profile · Middlesex County, CT
Population
164,245
Median age
44.5 yrs
Owner-occupancy
74.1%
Median home value
$298,300
Median gross rent
$1,250
Median household income
$96,500
Median year built
1975
Vacancy rate
7.2%
Renter share
25.9%
Owner cost burden
22.5%
Renter cost burden
45.1%
Work-from-home share
15%
Mean commute
26 min
Bachelor's or higher
45%
Unemployment
4.2%
Poverty rate
6.5%
Avg household size
2.4
White
84.5%
Hispanic
6.2%
Black
3.8%
Asian
3.2%

Data retrieved from Data USA and Census ACS profiles.

Sources · 3 cited
County city board · values & trends by city15 cities · 23 ZIP reports
Middletown
city intel →
Median price$384,434
Price trend+10.4% YoY
Days on market35 med
Median rent$1,484
Population47,958
Active listings125
City market sentiment: cautiously optimistic
2 of 2 ZIPs researched — figures roll up from member ZIP reports
Cromwell
Median price$279,867
Price trend-31.9% YoY
Days on market36 med
Median rent$1,628
Population14,334
Active listings45
1 of 1 ZIP researched — figures roll up from member ZIP reports
Clinton
Median price$472,988
Price trend+5.9% YoY
Days on market45 med
Median rent$1,395
Population13,377
Active listings52
1 of 1 ZIP researched — figures roll up from member ZIP reports
East Hampton
Median price$410,700
Price trend+12.1% YoY
Days on market57 med
Median rent$1,569
Population13,032
Active listings145
2 of 2 ZIPs researched — figures roll up from member ZIP reports
Old Saybrook
Median price$895,000
Price trend+21.9% YoY
Days on market48 med
Median rent$1,846
Population10,575
Active listings62
1 of 1 ZIP researched — figures roll up from member ZIP reports
Portland
Median price$369,000
Price trend-8.9% YoY
Days on market52 med
Median rent$1,129
Population9,434
Active listings4,127
1 of 1 ZIP researched — figures roll up from member ZIP reports
East Haddam
Median price$415,000
Price trend+19.4% YoY
Days on market45 med
Median rent$1,430
Population8,493
Active listings100
2 of 2 ZIPs researched — figures roll up from member ZIP reports
Haddam
Median price$504,808
Price trend+7.5% YoY
Days on market60 med
Median rent$1,458
Population8,235
Active listings28
2 of 2 ZIPs researched — figures roll up from member ZIP reports
Durham
Median price$420,946
Price trend+20.1% YoY
Days on market34 med
Median rent$1,154
Population7,208
Active listings20
1 of 1 ZIP researched — figures roll up from member ZIP reports
Westbrook
Median price$700,000
Price trend0% YoY
Days on market3 med
Median rent$1,425
Population6,856
Active listings0
1 of 1 ZIP researched — figures roll up from member ZIP reports
Killingworth
Median price$576,100
Price trend+4.7% YoY
Days on market36 med
Median rent$2,350
Population6,240
Active listings31
1 of 1 ZIP researched — figures roll up from member ZIP reports
Deep River
Median price$450,000
Price trend+4.2% YoY
Days on market48 med
Median rent$1,221
Population4,458
Active listings22
1 of 1 ZIP researched — figures roll up from member ZIP reports
Essex
Median price$740,111
Price trend+2% YoY
Days on market54 med
Median rent$1,768
Population3,968
Active listings60
2 of 2 ZIPs researched — figures roll up from member ZIP reports
Chester
Median price$515,000
Price trend-24.6% YoY
Days on market34 med
Median rent$1,549
Population3,825
Active listings13
1 of 1 ZIP researched — figures roll up from member ZIP reports
Middlefield
Median price$450,000
Price trend+1.6% YoY
Days on market45 med
Median rent$1,773
Population2,480
Active listings1
1 of 1 ZIP researched — figures roll up from member ZIP reports
Unincorporated & unassigned
Median price$480,897
Price trend+0% YoY
Days on market42 med
Median rent$1,334
Population13,806
Active listings50
3 of 3 ZIPs researched — figures roll up from member ZIP reports
Jurisdictional burden contextburdens registered for this geography · most-local first
State · Connecticut
Public Act 21-29 / C.G.S. § 8-2 Municipal Zoning Enabling Authority & ADU MandateLand use & zoningBinds every parcel

Sets statutory limits on local municipal police zoning powers under C.G.S. § 8-2, prohibiting municipalities from banning accessory dwelling units (ADUs) as of right on single-family lots unless the municipality formally adopted an opt-out resolution by January 1, 2023. Prohibits zoning regulations from establishing arbitrary minimum floor area sizes for residential buildings beyond applicable building/public health codes, restricting multifamily or cluster housing, or imposing unreasonable cost burdens on residential land use.

Public Act 21-29, codified at Conn. Gen. Stat. § 8-2 (effective October 1, 2021).

State Building Code Mandatory Life-Safety & Smoke/CO Alarm MandateBuilding & codesBinds every parcel

Under C.G.S. § 29-453, prior to the transfer of title of any one- or two-family residential property, the seller must present to the buyer an affidavit certifying that the residence is equipped with operational smoke detection and carbon monoxide detection equipment complying with state fire and building regulations. If the seller fails to provide this affidavit, the seller must credit the buyer the statutory penalty sum of $250 at closing.

Conn. Gen. Stat. § 29-453; Connecticut State Fire Prevention Code and State Building Code.

State Environmental Hazard, Radon & Lead Disclosure MandatesHazard & insuranceBinds every parcel

Requires sellers to affirmatively disclose any known presence of lead-based paint/hazards, elevated radon levels, asbestos, underground fuel storage tanks (USTs), contaminated private wells, or toxic/hazardous chemical releases on the property. Residential dwellings constructed prior to 1978 must additionally provide federal/state lead warnings and inspection option periods; failure to disclose known contamination allows buyers legal rescission and damage claims.

Conn. Gen. Stat. § 20-327b(d); Conn. Agencies Regs. Title 19a (Radon & Lead Prevention).

Mandatory Coastal and Inland Flood Hazard DisclosureHazard & insuranceBinds every parcel

Mandates that sellers explicitly disclose on the state-prescribed disclosure report whether the residential parcel is situated within a FEMA Special Flood Hazard Area (SFHA), 100-year/500-year floodplain, or floodway, whether flood insurance is required or currently maintained, and any documented history of surface, riverine, or basement flooding/drainage issues. Failure to disclose triggers statutory liability and remedies under C.G.S. § 20-327c.

Conn. Gen. Stat. § 20-327b; Department of Consumer Protection Residential Disclosure regulations.

Connecticut Coastal Management Act (CMA) Land-Use RestrictionsLand use & zoningConditional

applies when — Applies to all parcels lying within the statutorily defined coastal boundary along Long Island Sound and tidal rivers.

Subjects parcel development, subdivision, and shoreline modifications to mandatory Coastal Site Plan Review (CSPR) administered by municipal zoning commissions in accordance with state statutory policies under C.G.S. § 22a-105. Imposes severe restrictions on structural flood barriers, coastal seawalls, and bulkheads, requiring adherence to setbacks and preservation of coastal resources, tidal wetlands, and public coastal access.

Connecticut Coastal Management Act, Conn. Gen. Stat. §§ 22a-90 through 22a-112.

Municipal Inland Wetlands and Watercourses Permitting RestrictionsLand use & zoningConditional

applies when — Applies to any residential parcel containing or situated within designated wetland soils, watercourses, or within municipal upland review areas (typically 100 feet from wetland boundaries).

Prohibits any 'regulated activity'—including excavation, clearing, grading, filling, septic installation, or residential construction—without a prior permit issued by the local municipal Inland Wetlands and Watercourses Agency. The mandate restricts land use regardless of local zoning classification to preserve ecological function, water quality, and natural flood control.

Inland Wetlands and Watercourses Act, codified at Conn. Gen. Stat. §§ 22a-36 through 22a-45.

Common Interest Ownership Act (CIOA) Statutory Assessment & Super-Priority LienSpecial districts & overlaysConditional

applies when — Applies to all residential units located within a common interest community (condominiums, planned unit developments, cooperatives) formed on or after January 1, 1984, or earlier communities governed by CIOA opt-in provisions.

Imposes binding statutory governance on unit owners, including mandatory assessments for common expenses, adherence to association bylaws/rules, and right-to-resell certificate disclosures under C.G.S. § 47-270. Under C.G.S. § 47-258, the association holds an automatic statutory lien against each parcel for unpaid common charges, which carries a six-month (or nine-month under specific amendments) super-priority over first mortgages in foreclosure actions.

Conn. Gen. Stat. Title 47, Chapter 828 (§ 47-200 et seq.); modeled after the Uniform Common Interest Ownership Act.

Mandatory Concrete Foundation Pyrrhotite Testing & DisclosureDisclosure & transactionConditional

applies when — Applies to residential properties constructed with concrete foundations poured between 1983 and 2015, particularly within designated municipalities in north-central and eastern Connecticut impacted by pyrrhotite contamination.

Sellers must complete the concrete foundation section of the Connecticut Residential Property Condition Report (and Foundation Condition Report), specifically disclosing any knowledge or visual presence of deteriorating foundation concrete, cracking, or testing for the presence of pyrrhotite. Under C.G.S. § 8-440 et seq., special state assessments and captive insurance funds (CRBIC) exist, and local tax assessors may be required upon request to inspect and reduce the assessed value of homes with crumbling foundations under C.G.S. § 12-62r.

Enacted under P.A. 16-45 and codified across Conn. Gen. Stat. §§ 8-440, 12-62r, and 20-327b.

Mandatory Foreclosure Mediation ProgramForeclosure doctrineConditional

applies when — Applies to 1-to-4 family owner-occupied residential properties where the borrower is a named defendant in a residential mortgage foreclosure action and the property serves as their primary residence.

Imposes a mandatory statutory stay on foreclosure judgment entry while the mortgagor and mortgagee participate in court-supervised mediation administered by judicial branch mediators under C.G.S. § 49-31l et seq. Requires lenders to negotiate in good faith regarding loan modifications, short sales, or forbearance plans and furnish standardized loan accounting documents before obtaining a foreclosure judgment.

Established under Public Act 08-176 and codified at Conn. Gen. Stat. §§ 49-31k through 49-31o; extended by subsequent legislative enactments.

Judicial Foreclosure Mandate (Strict Foreclosure vs. Foreclosure by Sale)Foreclosure doctrineBinds every parcel

Connecticut is strictly a judicial foreclosure jurisdiction; non-judicial foreclosures and power-of-sale clauses in standard residential mortgages are not recognized. Foreclosure proceeds under two paths: (1) Strict Foreclosure, where no public auction occurs, the court sets law days for the mortgagor and subordinate lienholders to redeem by paying the full debt, and upon the expiration of law days without redemption, absolute title vests directly in the foreclosing lender without an equity auction; or (2) Foreclosure by Sale, where the court appoints a committee to sell the property at public auction when equity exists above senior encumbrances. Connecticut grants no statutory post-sale redemption right; redemption rights terminate strictly when the assigned law day passes in strict foreclosure or upon court confirmation of the auction committee sale.

Governed by Conn. Gen. Stat. Title 49, Chapter 846 (specifically §§ 49-14 through 49-25) and Connecticut Practice Book rules.

Uniform Property Condition Disclosure Act MandateDisclosure & transactionBinds every parcel

Mandates that before a prospective purchaser executes a binder, contract, option, or lease with purchase option, the seller must deliver a completed State Department of Consumer Protection (DCP) Residential Property Condition Report answering questions regarding known structural, mechanical, environmental, and legal defects to the best of their knowledge. Under C.G.S. § 20-327c, failure to furnish the disclosure report prior to contract execution requires the seller to credit the buyer $500 at the closing of title, though non-delivery or failure to disclose known material defects does not preclude independent tort liability or breach of contract claims.

Conn. Gen. Stat. § 20-327b through § 20-327e; administered by the Connecticut Department of Consumer Protection.

Municipal Real Property Tax Assessment & Mill Rate MechanicsTaxationBinds every parcel

Under C.G.S. § 12-62a, all taxable real property is assessed uniformly at a mandatory 70% assessment ratio of its fair market value (FMV). Real property tax is computed annually using the formula: Assessed Value = Fair Market Value × 0.70; Net Tax Liability = (Assessed Value - Allowable Exemptions) × (Municipal Mill Rate / 1,000). Connecticut does not have a broad universal state homestead exemption; however, statutory exemptions exist under C.G.S. § 12-81 for qualifying low-income elderly, disabled individuals, and veterans (which reduce assessed valuation by statutory fixed amounts or provide tax credits under the circuit-breaker program). Unpaid property taxes automatically become a perpetual first-priority municipal tax lien on the parcel under C.G.S. § 12-172.

Governed by Conn. Gen. Stat. Title 12, Chapter 203 (specifically §§ 12-62, 12-62a, 12-81, and 12-172). Revaluations occur every five years.

Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.